Baldwin County property record for 23956 Cottage Loop, Orange Beach, AL 36561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,856 sqft · built 2018 |
| Lot Size | 0.063 acres (2,727 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Jun 2026) |
| Tax Bill | $1,366 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2023 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 66-01-01-1-001-001.141 |
| Primary APN | 66-01-01-1-001-001.141 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Heated Area |
| 1st Floor Area | 1,105 sqft |
| Upper Floors Area | 751 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,727 sqft (0.063 acres) |
| Lot Dimensions | 73.7 ft deep x 37 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 539131 |
|---|---|
| Street Address | 23956 COTTAGE LOOP |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-5227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C |
| Legal Subdivision | CYPRESS VILLAGE COURTYARD COTTAGES SUB |
| Legal Lot Number | 25 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11417 |
Source: Baldwin County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23956 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage BARR GROUP INC |
| Dec 6, 2023 | Intrafamily Transfer, Transfer |
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT BANK |
| Feb 27, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SOUTHPOINT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Jul 3, 2025 · Amount on Record |
| Deed Document Number | 20262262329 |
| Prior Transfer Date | Oct 17, 2023 |
| Prior Transfer Doc | 0002098270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jun 26, 2026 |
| Property Address | 23956 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0002262329 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20262262329 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,985.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 23956 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0002262330, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 20262262330 |
| Name | BARR GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Dec 6, 2023 |
| Property Address | 23956 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0002098270 |
| Map Reference | SL 2606C&D |
| Instrument Date | Oct 17, 2023 |
| Instrument | 2098270 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 252 FENNIE ST, FAIRHOPE, AL 36532-3518 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 23956 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001976209 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 1976209 |
| Name | SOUTHPOINT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Feb 27, 2019 |
| Property Address | 23956 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227 |
| Document Number | 0001745403 |
| Map Reference | SL 2606-C & D |
| Instrument Date | Feb 26, 2019 |
| Instrument | 1745403 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 27889 COWLES XING, DAPHNE, AL 36526-6706 |
| Document Number | 0001745404 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 1745404 |
| Name | SOUTHPOINT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,366.00 (+15.96%) | $42,700 (+15.91%) Land $7,820 Building $34,880 | $426,900 (+15.88%) Land $78,100 Building $348,800 |
| 2023 | $1,178.00 (+19.23%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $36,840 (+19.22%) | $368,400 (+19.3%) Land $64,800 Building $303,600 |
| 2022 | $988.00 (+14.62%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $30,900 | $308,800 Land $66,300 Building $242,500 |
| 2021 | $862.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 261 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 628 units insured incl. 367 condo units |
| Nearby Flood Claims | 151 (2004–2020) |
| Claims Outside the SFHA | 5 of 151 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 60% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures