23970 Cottage Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 23970 Cottage Loop, Orange Beach, AL 36561 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 2018
Square Footage	1,772 sqft Heated Area
Lot Size	3,038 sqft (0.07 acres)
Last Sale	$458,000 (2025)
Tax Bill	$2,641.00 (2025)

Owner

Source: Baldwin County records · APN 66-01-01-1-001-001.148

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 PARNELL DR, HOUMA, LA 70360-6126
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenants In Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2025 · Amount on Record
Deed Sale	Jun 03, 2025 · Amount on Record
Prior Sale	Sep 12, 2024 · Amount on Record
Deed Doc Number	20252191142
Record Refreshed	Jun 08, 2026

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 18, 2019
Property Address	23970 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227
Document Number	0001766339
Map Reference	SL 2606-C&D
Instrument Date	Jun 17, 2019
Instrument	1766339
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23970 COTTAGE LOOP, ORANGE BEACH, AL 36561-5227

Mortgage

Document Number	0001766340
Date	Jun 18, 2019
Instrument	1766340

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,641.00 (+144.31%)	$82,560 (+131.26%) Land $15,620 Building $66,940	$412,800 (+15.66%) Land $78,100 Building $334,700
2023	$1,081.00 (+20.38%) Homeowner's exemption	$35,700 (+19.08%)	$356,900 (+19.13%) Land $64,800 Building $292,100
2022	$898.00 (+16.93%) Homeowner's exemption	$29,980	$299,600 Land $66,300 Building $233,300
2021	$768.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	About 1 in 1,075 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`66-01-01-1-001-001.148`
Alternative APNs	`373555` `356385` `552912`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,772 sqft Heated Area
1st Floor	1,000 sqft 1st Floor
Upper Floors	772 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	3,038 sqft (0.07 acres)
Depth X Width	84.4 ft x 36 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	552912
Street Address	23970 COTTAGE LOOP
City	ORANGE BEACH
State	AL
Zip	36561-5227
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 32 CYPRESS VILLAGE COURTYARD COTTAGES SUBDIVISION, A PUD SLIDE 2606-C
Legal Subdivision	CYPRESS VILLAGE COURTYARD COTTAGES SUB
Legal Lot Number	32
Jurisdiction	BALDWIN AL
Minor Civil Division	FOLEY
Census Blockgroup	2
Census Block	2004
Census Tract	11417