Worcester County and Phillipston Town property record for 245 Queen Lake Rd, Phillipston, MA 01331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,287 sqft · built 1986 |
| Lot Size | 12.9 acres (563,080 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $381,500 (Nov 2019) |
| Tax Bill | $6,328 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage Nov 2019 Sale & Mortgage |
| APN | PHIL M:00009 L:00005 |
| Primary APN | PHIL M:00009 L:00005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,287 sqft Living Area |
| Gross Area | 4,228 sqft |
| Basement Area | 1,116 sqft |
| Unfinished Basement | 1,116 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Material | Other |
| Lot Area | 563,080 sqft (12.9 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 245 QUEEN LAKE RD |
|---|---|
| City | PHILLIPSTON |
| State | MA |
| Zip | 01331-9471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 5 |
| Jurisdiction | PHILLIPSTON MA |
| Township / Civil Division | PHILLIPSTON |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 704201 |
Source: Worcester County and Phillipston Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 245 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 15, 2018 | Deed of Trust, Mortgage · ARM GFA FEDERAL CREDIT UNION |
| Nov 20, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2019 · Amount on Record |
| Deed Sale | Nov 20, 2019 · Amount on Record |
| Prior Sale | Nov 21, 2011 · Amount on Record |
| Deed Document Number | 2019125007 |
| Deed Book / Page | 61453 / 273 |
| Prior Transfer Date | Oct 30, 2019 |
| Prior Transfer Doc | 61453-273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHILLIPSTON MA |
| Property Address | 245 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9471 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59544-129 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 59544/129 |
| Instrument | 108985 |
| Name | GFA FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PHILLIPSTON MA |
| Recording Date | Nov 20, 2019 |
| Property Address | 245 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9471 |
| Document Number | 61453-273 |
| Book / Page | 61453 / 273 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 125007 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9471 |
| Document Number | 125008 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 125008 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Phillipston Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Phillipston Town |
| Unified School District | Narragansett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,328.00 (+2.21%) | $577,900 (+5.21%) Land $73,700 Building $504,200 | $543,115 (-) |
| 2025 | $6,191.00 (-2.01%) | $549,300 (+4.15%) Land $67,300 Building $482,000 | $543,115 (+0.7%) |
| 2024 | $6,318.00 (+2.58%) | $527,400 (+9.94%) Land $63,800 Building $463,600 | $539,315 |
| 2023 | $6,159.00 | $479,700 Land $63,800 Building $415,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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