2348 Ouse Valley Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 2348 Ouse Valley Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,988 sqft · built 2014
Lot Size	0.204 acres (8,920 sqft)
Owner	Individual Name on File
Tax Bill	$2,147 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-01-0-00053-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-01-0-00053-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	1,988 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,920 sqft (0.204 acres)
Lot Width	110 ft Width
Patio Area	144 sqft

Location & Zoning

Street Address	2348 OUSE VALLEY LN
City	HERNANDO
State	MS
Zip	38632-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAINT IVES NBHD SEC A LOT 53
Legal Range	07
Legal Township	03
Legal Section	21
Legal Subdivision	SAINT IVES SEC A 1ST REV
Legal Lot Number	53
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2021
Census Tract	71002

Owner

2348 Ouse Valley Ln is owned and occupied by an individual who acquired it in February 2017.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2348 OUSE VALLEY LN, HERNANDO, MS 38632-5603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Feb 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2017
Deed Sale	Feb 21, 2017
Deed Document Number	0000815631
Deed Book / Page	0815 / 631
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2348 OUSE VALLEY LN, HERNANDO, MS 38632-5603
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004306/238
Date	Feb 21, 2017
Book Page	4306/238

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 21, 2017
Property Address	2348 OUSE VALLEY LN, HERNANDO, MS 38632-5603
Document Number	000815/631
Book / Page	0815 / 631
Map Reference	PL MB 109 PG 48
Instrument Date	Feb 15, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2818 MORNING WOODS DR, 2818, CORDOVA, TN 38016-4773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2348 OUSE VALLEY LN, HERNANDO, MS 38632-5603

Tax Assessment & Valuation

The 2025 property tax bill for 2348 Ouse Valley Ln was $2,147.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,147.00	$21,009 Land $3,800 Building $17,209	$210,089 Land $38,000 Building $172,089
2023	$1,872.00	$15,657	$156,568 Land $38,000 Building $118,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2348 Ouse Valley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2348 Ouse Valley Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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