2360 Ouse Valley Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 2360 Ouse Valley Ln, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details4 bd · 1,984 sqft · built 2014
Lot Size0.204 acres (8,922 sqft)
OwnerIndividual Name on File
Tax Bill$3,648 (2025)
Deeds & MortgagesNov 2021 Mortgage
Aug 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN3-07-5-21-01-0-00054-00

Property Details

APN / Parcel Number

Primary APN3-07-5-21-01-0-00054-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area1,984 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area8,922 sqft (0.204 acres)
Lot Dimensions144 ft deep x 102 ft wide

Location & Zoning

Street Address2360 OUSE VALLEY LN
CityHERNANDO
StateMS
Zip38632-5603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSAINT IVES NBHD SEC A LOT 54
Legal Range07
Legal Township03
Legal Section21
Legal SubdivisionSAINT IVES SEC A 1ST REV
Legal Lot Number54
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2021
Census Tract71002

Owner

Source: DeSoto County records · APN 3-07-5-21-01-0-00054-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2360 OUSE VALLEY LN, HERNANDO, MS 38632-5603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Aug 04, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Feb 14, 2025Warranty Deed, Transfer · Closed-End Mortgage
FIRST SECURITY BANK
Aug 16, 2024Warranty Deed, Transfer
SLESTA TITLE AND ESCROW LLC, SELECT TITLE AND ESCROW LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 14, 2025
Deed SaleFeb 14, 2025
Prior SaleAug 16, 2024
Deed Document Number0010253331
Deed Book / Page1025 / 3331
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2360 OUSE VALLEY LN, HERNANDO, MS 38632-5603
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2360 OUSE VALLEY LN, HERNANDO, MS 38632-5603

Mortgage

Document Number005402/583
DateNov 19, 2021
Book Page5402/583
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term271 Months
DueJun 01, 2044

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2360 OUSE VALLEY LN, HERNANDO, MS 38632-5603
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2360 OUSE VALLEY LN, HERNANDO, MS 38632-5603

Mortgage

Document Number5662/78372
DateAug 04, 2025
Book Page5662/78372
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2055

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateFeb 14, 2025
Property Address2360 OUSE VALLEY LN, HERNANDO, MS 38632-5603
Document Number01025/3331
Book / Page1025 / 3331
Map ReferenceMB 109 PG 48&49
Instrument DateFeb 13, 2025
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanyMAGNOLIA TITLE LCC, MAGNOLIA TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1817 NOTTING HILL DR, HERNANDO, MS 38632-8864

Transferred To (Grantee/Buyer)

NameVerified Name
Address2360 OUSE VALLEY LN, HERNANDO, MS 38632-5603

Mortgage

Document Number0566212370
DateFeb 14, 2025
Instrument5662/12370
Lender
NameFIRST SECURITY BANK
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 13, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateAug 16, 2024
Property Address2360 OUSE VALLEY LN, HERNANDO, MS 38632-5603
Document Number1024/14869
Book / Page1024 / 14869
Map ReferenceMB 109 PG 48&49
Instrument DateAug 15, 2024
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanySLESTA TITLE AND ESCROW LLC, SELECT TITLE AND ESCROW LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address295 GREEN T LK E, HERNANDO, MS 38632-4505

Transferred To (Grantee/Buyer)

NameVerified Name
AddressE1817 NETTING HILL DR, HERNANDO, MS 38632
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,648.00 (+96.23%)$31,318 (+101.19%) Land $5,700 Building $25,618$208,784 (+34.12%) Land $38,000 Building $170,784
2023$1,859.00$15,566$155,664 Land $38,000 Building $117,664

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 53% of the US · above 63% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Telapex
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 199 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF HERNANDO
serves 14,457 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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