2338 Ouse Valley Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 2338 Ouse Valley Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,146 sqft · built 2013
Lot Size	0.205 acres (8,919 sqft)
Owner	2 Individual Names on File
Last Sale	$199,900 (May 2017)
Tax Bill	$2,305 (2025)
Deeds & Mortgages	May 2017 Mortgage Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-01-0-00052-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-01-0-00052-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,146 sqft Adjusted Area
1st Floor Area	1,553 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	8,919 sqft (0.205 acres)
Lot Dimensions	139 ft deep x 63 ft wide
Patio Area	108 sqft

Location & Zoning

Street Address	2338 OUSE VALLEY LN
City	HERNANDO
State	MS
Zip	38632-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAINT IVES NBHD SEC A LOT 52
Legal Range	007
Legal Township	03S
Legal Section	21
Legal Subdivision	SAINT IVES SEC A 1ST REV
Legal Lot Number	52
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2021
Census Tract	71002

Owner

2338 Ouse Valley Ln is owned and occupied by two individuals who acquired it in December 2023.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2338 OUSE VALLEY LN, HERNANDO, MS 38632-5603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Dec 12, 2023	Intrafamily Transfer, Transfer
May 19, 2017	Warranty Deed, Transfer HOME LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on File
Deed Sale	May 19, 2017 · Amount on File
Prior Sale	Sep 4, 2013 · Amount on File
Deed Document Number	201710121090
Last Transfer Date	Dec 6, 2023
Transfer Doc	1023/23084
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2338 OUSE VALLEY LN, HERNANDO, MS 38632-5603
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170519010121100
Date	May 19, 2017
Instrument	20170519010121100

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Dec 12, 2023
Property Address	2338 OUSE VALLEY LN, HERNANDO, MS 38632-5603
Document Number	1023/23084
Book / Page	1023 / 23084
Map Reference	MB 109 PG 48&49
Instrument Date	Dec 6, 2023
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17481 ABINGDON LN, FAIRHOPE, AL 36532-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2338 OUSE VALLEY LN, HERNANDO, MS 38632-5603

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 19, 2017
Property Address	2338 OUSE VALLEY LN, HERNANDO, MS 38632-5603
Document Number	20170519010121090
Map Reference	MB 109 PG 48
Instrument Date	May 5, 2017
Instrument	20170519010121090
Transaction Type	Transfer
Record Updated	Dec 29, 2023
Title Company	HOME LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 KEYWOOD CIR, FLOWOOD, MS 39232-3019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2338 OUSE VALLEY LN, HERNANDO, MS 38632-5603

Tax Assessment & Valuation

The 2025 property tax bill for 2338 Ouse Valley Ln was $2,305.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,305.00	$22,362 Land $3,800 Building $18,562	$223,616 Land $38,000 Building $185,616
2023	$2,302.00	$16,599	$165,989 Land $38,000 Building $127,989

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2338 Ouse Valley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2338 Ouse Valley Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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