2335 Ouse Valley Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 2335 Ouse Valley Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,802 sqft · built 2016
Lot Size	0.345 acres (15,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$388,368 (Mar 2026)
Tax Bill	$3,106 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-01-0-00020-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-01-0-00020-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,802 sqft Adjusted Area
1st Floor Area	2,123 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	15,015 sqft (0.345 acres)
Lot Dimensions	140 ft deep x 107 ft wide

Location & Zoning

Street Address	2335 OUSE VALLEY LN
City	HERNANDO
State	MS
Zip	38632-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAINT IVES NBHD SEC A LOT 20
Legal Range	007
Legal Township	03S
Legal Section	21
Legal Subdivision	SAINT IVES SEC A 1ST REV
Legal Lot Number	20
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	71002

Owner

Source: DeSoto County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2335 OUSE VALLEY LN, HERNANDO, MS 38632-5602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Line of Credit FIRST COMMERCIAL BANK
Mar 6, 2026	Warranty Deed, Transfer · FHA Mortgage PINNACLE BANK
Jun 29, 2016	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Jun 29, 2016
Deed Book / Page	1026 / 3870
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2335 OUSE VALLEY LN, HERNANDO, MS 38632-5602
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2335 OUSE VALLEY LN, HERNANDO, MS 38632-5602

Mortgage

Document Number	5661/30763
Date	Apr 5, 2024
Book Page	5661/30763

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 16, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 6, 2026
Property Address	2335 OUSE VALLEY LN, HERNANDO, MS 38632-5602
Document Number	01026/3870
Book / Page	1026 / 3870
Map Reference	MB 109 PG 48
Instrument Date	Feb 25, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TITAN TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2142 LAUREN WAY, HERNANDO, MS 38632-1455

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2335 OUSE VALLEY LN, HERNANDO, MS 38632-5602

Mortgage

Document Number	0566323862
Date	Mar 6, 2026
Instrument	5663/23862

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

June 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 29, 2016
Property Address	2335 OUSE VALLEY LN, HERNANDO, MS 38632-5602
Document Number	000796/090
Book / Page	0796 / 090
Map Reference	PB 109 PG 48
Instrument Date	Jun 28, 2016
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1074 THOUSAND OAKS DR, HERNANDO, MS 38632-7886

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2323 MCINGVALE RD, HERNANDO, MS 38632-8700

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,106.00 (+14.65%)	$29,244 (+34.83%) Land $4,800 Building $24,444	$292,435 (+34.83%) Land $48,000 Building $244,435
2023	$2,709.00	$21,690	$216,896 Land $48,000 Building $168,896

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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