2313 Ouse Valley Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 2313 Ouse Valley Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,430 sqft · built 2016
Lot Size	0.345 acres (15,015 sqft)
Owner	Individual Name on File
Tax Bill	$3,066 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Sep 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-01-0-00019-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-01-0-00019-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,430 sqft Adjusted Area
1st Floor Area	1,914 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	15,015 sqft (0.345 acres)
Lot Dimensions	140 ft deep x 107 ft wide

Location & Zoning

Street Address	2313 OUSE VALLEY LN
City	HERNANDO
State	MS
Zip	38632-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAINT IVES NBHD SEC A LOT 19
Legal Range	007
Legal Township	03S
Legal Section	21
Legal Subdivision	SAINT IVES SEC A 1ST REV
Legal Lot Number	19
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	71002

Owner

2313 Ouse Valley Ln is owned and occupied by an individual who acquired it in April 2025.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	2313 OUSE VALLEY LN, HERNANDO, MS 38632-5602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Mar 26, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2025
Deed Sale	Apr 11, 2025
Prior Sale	Jun 24, 2016 · Amount on File
Deed Book / Page	1025 / 6771
Prior Transfer Date	Dec 14, 2018
Prior Transfer Doc	000883/668
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2313 OUSE VALLEY LN, HERNANDO, MS 38632-5602
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	GOOD TITLE ESCROW AND CLOSING LLC, GOOD TTL ESCROW & CLOSING LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004836/518
Date	Nov 15, 2019
Book Page	4836/518

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	58 Months
Due	Sep 26, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2313 OUSE VALLEY LN, HERNANDO, MS 38632-5602
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	GOOD TITLE ESCROW AND CLOSING LLC, GOOD TTL ESCROW & CLOSING LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004803/266
Date	Sep 25, 2019
Book Page	4803/266

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 26, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2313 OUSE VALLEY LN, HERNANDO, MS 38632-5602
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2313 OUSE VALLEY LN, HERNANDO, MS 38632-5602

Mortgage

Document Number	005257/261
Date	Jun 2, 2021
Book Page	5257/261

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2041

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Mar 26, 2019
Property Address	2313 OUSE VALLEY LN, HERNANDO, MS 38632-5602
Document Number	000883/668
Book / Page	0883 / 668
Map Reference	MB 103 PG 20
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2313 OUSE VALLEY LN, HERNANDO, MS 38632-5602

Tax Assessment & Valuation

The 2025 property tax bill for 2313 Ouse Valley Ln was $3,066.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,066.00	$26,321 Land $4,800 Building $21,521	$263,206 Land $48,000 Building $215,206
2023	$2,727.00	$19,656	$196,564 Land $48,000 Building $148,564

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2313 Ouse Valley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2313 Ouse Valley Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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