2353 Ouse Valley Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 2353 Ouse Valley Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,647 sqft · built 2016
Lot Size	0.345 acres (15,015 sqft)
Owner	Individual Name on Record
Last Sale	$223,210 (Sep 2026)
Tax Bill	$2,973 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-01-0-00021-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-01-0-00021-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,647 sqft Adjusted Area
1st Floor Area	2,060 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	15,015 sqft (0.345 acres)
Lot Dimensions	140 ft deep x 107 ft wide
Patio Area	105 sqft

Location & Zoning

Street Address	2353 OUSE VALLEY LN
City	HERNANDO
State	MS
Zip	38632-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAINT IVES NBHD SEC A LOT 21
Legal Range	007
Legal Township	03S
Legal Section	21
Legal Subdivision	SAINT IVES SEC A 1ST REV
Legal Lot Number	21
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	71002

Owner

Source: DeSoto County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2353 OUSE VALLEY LN, HERNANDO, MS 38632-5602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage PRIORITYONE BANK
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIORITYONE BANK
Aug 14, 2020	Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Aug 14, 2020
Deed Book / Page	1026 / 17656
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Sep 28, 2026
Property Address	2353 OUSE VALLEY LN, HERNANDO, MS 38632-5602
Document Number	5663109433
Book / Page	5663 / 109433
Instrument Date	Sep 10, 2026
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5846 CLOUD RD, HERNANDO, MS 38632-8555

Mortgage

Document Number	5663109433,
Date	Sep 28, 2026
Book Page	5663/109433

Lender

Name	PRIORITYONE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 28, 2026
Property Address	2353 OUSE VALLEY LN, HERNANDO, MS 38632-5602
Document Number	1026017656
Book / Page	1026 / 17656
Instrument Date	Sep 10, 2026
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2353 OUSE VALLEY LN, HERNANDO, MS 38632-5602

Mortgage

Document Number	5663109433,
Date	Sep 28, 2026
Book Page	5663/109433

Lender

Name	PRIORITYONE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 14, 2020
Property Address	2353 OUSE VALLEY LN, HERNANDO, MS 38632-5602
Document Number	000928/768
Book / Page	928 / 768
Map Reference	MB 103 PG 20
Instrument Date	Aug 12, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24656 SLATER MILL RD, 24656, DAPHNE, AL 36526-0229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 911, SOUTHAVEN, MS 38671-0010

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,973.00 (+14.43%)	$28,095 (+34.48%) Land $4,800 Building $23,295	$280,946 (+34.48%) Land $48,000 Building $232,946
2023	$2,598.00	$20,891	$208,914 Land $48,000 Building $160,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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