2322 Madison Ave, Covington, KY 41014 Property Records

Kenton County property record for 2322 Madison Ave, Covington, KY 41014

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,162 sqft · built 1909
Lot Size	0.052 acres (2,267 sqft)
Owner	2 Individual Names on File
Last Sale	$98,000 (Jan 2004)
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-23-17-009.00`

Property Details

APN / Parcel Number

Primary APN	`055-23-17-009.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,162 sqft Finished Area
Gross Area	2,288 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	2,267 sqft (0.052 acres)
Lot Dimensions	86.2 ft deep x 26.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2322 MADISON AVE
City	COVINGTON
State	KY
Zip	41014-1237
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	HOLMESDALE PT LOT 3 26.28'X 86.24' ES MADISON 26' N GRAND
Legal Subdivision	HOLMESDALE
Legal Lot Number	3
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2011
Census Tract	61100

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 532, BURLINGTON, KY 41005-0532
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 28, 2021	Quit Claim Deed, Transfer Quitclaim
May 12, 2020	Court-Ordered Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2004 · Amount on Record
Deed Sale	Jan 20, 2004 · Amount on Record
Deed Document Number	200401 20 059 00301
Deed Book / Page	2022 / 207
Last Transfer Date	Apr 28, 2021
Transfer Doc	0005900181
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2322 MADISON AVE, COVINGTON, KY 41014-1237
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900179
Date	Jul 26, 2021
Book Page	247/657
Instrument	21072605900179

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Apr 28, 2021
Property Address	2322 MADISON AVE, COVINGTON, KY 41014-1237
Document Number	0005900181
Book / Page	87 / 204
Instrument Date	Apr 28, 2021
Instrument	21042805900181
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 532, BURLINGTON, KY 41005-0532

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 532, BURLINGTON, KY 41005-0532

May 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	KENTON KY
Recording Date	May 12, 2020
Property Address	2322 MADISON AVE, COVINGTON, KY 41014-1237
Document Number	0000000240
Book / Page	000020 / 000978
Instrument Date	Feb 3, 2020
Instrument	240
Transaction Type	Foreclosure
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 532 BURLINGTON KY 410050532, BURLINGTON, KY 41005-0532

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,391.00 (-0.5%)	$105,000 (-) Land $5,000 Building $100,000	$105,000 (-) Land $5,000 Building $100,000
2023	$1,398.00	$105,000 Land $5,000 Building $100,000	$105,000 Land $5,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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