2313 Madison Ave, Covington, KY 41014 Property Records

Kenton County property record for 2313 Madison Ave, Covington, KY 41014 · Last verified December 2025

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,381 sqft · built 1914
Lot Size	0.1 acres (4,375 sqft)
Owner	Individual Name on File
Last Sale	$272,900 (Mar 2024)
Tax Bill	$3,642 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-23-15-004.00`

Property Details

APN / Parcel Number

Primary APN	`055-23-15-004.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,381 sqft Finished Area
Gross Area	2,231 sqft

Exterior

Year Built	Built 1914
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Slate
Lot Area	4,375 sqft (0.1 acres)
Lot Dimensions	125 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	754 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0552315004.00
Street Address	2313 MADISON AVE
City	COVINGTON
State	KY
Zip	41014-1236
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	MADISON AVE LD CO PT LOT 11 35'X 125' WS MADISON 136' S STERRETT
Legal Subdivision	MADISON AVE LAND & IMP CO
Legal Lot Number	11
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2007
Census Tract	61100

Owner

Source: Kenton County records · APN 055-23-15-004.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2313 MADISON AVE, COVINGTON, KY 41014-1236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 22, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 11, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Nov 22, 2022 · Amount on Record
Deed Document Number	0000275308
Deed Book / Page	275 / 308
Record Updated	Jun 08, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 19, 2024
Property Address	2313 MADISON AVE, COVINGTON, KY 41014-1236
Document Number	0005900217
Book / Page	KC 275 / 308
Map Reference	PL 195
Instrument Date	Mar 14, 2024
Instrument	24031905900217
Transaction Type	Transfer
Record Updated	Apr 04, 2024
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2313 MADISON AVE, COVINGTON, KY 41014-1236

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2313 MADISON AVE, COVINGTON, KY 41014-1236

Mortgage

Document Number	0005900218
Date	Mar 19, 2024
Book Page	KCM 533/841
Instrument	24031905900218

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 22, 2022
Property Address	2313 MADISON AVE, COVINGTON, KY 41014-1236
Document Number	0005900193
Book / Page	201 / 888
Map Reference	PL 195
Instrument Date	Nov 18, 2022
Instrument	22112205900193
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2205 ROLLING HILLS DR, COVINGTON, KY 41017-5132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2313 MADISON AVE, COVINGTON, KY 41014-1236

Mortgage

Document Number	0005900194
Date	Nov 22, 2022
Instrument	22112205900194

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 11, 2017
Property Address	2313 MADISON AVE, COVINGTON, KY 41014-1236
Document Number	0000000154
Book / Page	0C6269 / 000103
Instrument Date	Oct 04, 2017
Instrument	154
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2205 ROLLING HILLS DR COVINGTON KY 410175132, COVINGTON, KY 41017-5132

Mortgage

Document Number	156
Date	Oct 11, 2017
Book Page	0C6269/000111
Instrument	156

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,642.00 (+21.52%)	$274,900 (+22.18%) Land $5,000 Building $269,900	$274,900 (+22.18%) Land $5,000 Building $269,900
2023	$2,997.00	$225,000 Land $5,000 Building $220,000	$225,000 Land $5,000 Building $220,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,077 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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