Kenton County property record for 2404 Madison Ave, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,628 sqft · built 1894 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $119,900 (Jun 2022) |
| Tax Bill | $1,722 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-18-001.00 |
| Primary APN | 055-23-18-001.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,628 sqft Finished Area |
| Gross Area | 2,286 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 52 ft wide |
| Garage Area | 481 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2404 MADISON AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLMESDALE LOT 4 |
| Legal Subdivision | HOLMESDALE |
| Legal Lot Number | 4 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 61100 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2404 MADISON AVE, COVINGTON, KY 41014-1656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 7, 2022 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2022 · Amount on Record |
| Deed Sale | Jun 7, 2022 · Amount on Record |
| Prior Sale | Oct 2, 2003 · Amount on Record |
| Deed Document Number | 202266 |
| Deed Book / Page | 169 / 594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2404 MADISON AVE, COVINGTON, KY 41014-1656 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900003 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 374/139 |
| Instrument | 22053105900003 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 7, 2022 |
| Property Address | 2404 MADISON AVE, COVINGTON, KY 41014-1656 |
| Document Number | 0005900066 |
| Book / Page | 169 / 598 |
| Map Reference | PL 105 |
| Instrument Date | May 27, 2022 |
| Instrument | 22060705900066 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10330 APPULOSA DR, 10330, DAYTON, KY 41074 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2404 MADISON AVE, COVINGTON, KY 41014-1656 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,500 (+26.54%) Land $10,000 Building $154,500 | $164,500 (+26.54%) Land $10,000 Building $154,500 | |
| 2025 | $1,722.00 (+7.83%) | $130,000 (+8.42%) Land $5,000 Building $125,000 | $130,000 (+8.42%) Land $5,000 Building $125,000 |
| 2023 | $1,597.00 | $119,900 Land $5,000 Building $114,900 | $119,900 Land $5,000 Building $114,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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