2401 Madison Ave, Covington, KY 41014 Property Records

Kenton County property record for 2401 Madison Ave, Covington, KY 41014

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	7,000 sqft · built 2001
Lot Size	0.802 acres (34,970 sqft)
Owner	Company Name on Record
Last Sale	$735,000 (Jun 2021)
Tax Bill	$9,805 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-23-13-001.00`

Property Details

APN / Parcel Number

Primary APN	`055-23-13-001.00`

Interior

Building Area	7,000 sqft Finished Area

Exterior

Year Built	Built 2001
Lot Area	34,970 sqft (0.802 acres)

Location & Zoning

Old Parcel Number	0552313001.00
Street Address	2401 MADISON AVE
City	COVINGTON
State	KY
Zip	41014-1665
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	MADISON AVE LD CO LOTS 4-5-6 PT 7 CONTAINS 0.8028 AC
Legal Subdivision	MADISON AVE LAND & IMP CO
Legal Lot Number	6,7 5
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2006
Census Tract	61100

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	303 RENN CT, LOUISVILLE, KY 40245-5320
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Nov 15, 2002 · Amount on Record
Deed Document Number	0000094487
Deed Book / Page	94 / 487
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 2, 2021
Property Address	2401 MADISON AVE, COVINGTON, KY 41014-1665
Document Number	0005900075
Book / Page	94 / 487
Instrument Date	May 28, 2021
Instrument	21060205900075
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10107 TOEBBEN DR STE 100, 10107, INDEPENDENCE, KY 41051-9411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 RENN CT, LOUISVILLE, KY 40245-5320

Mortgage

Document Number	0005900076
Date	Jun 2, 2021
Book Page	224/302
Instrument	21060205900076

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	17 Months
Due	Nov 28, 2022

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,805.00 (-0.52%)	$740,000 (-) Land $190,000 Building $550,000	$740,000 (-) Land $190,000 Building $550,000
2023	$9,856.00	$740,000 Land $190,000 Building $550,000	$740,000 Land $190,000 Building $550,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20