Kenton County property record for 2305 Madison Ave, Covington, KY 41014 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,691 sqft · built 1920 |
| Lot Size | 0.1 acres (4,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,500 (Dec 2021) |
| Tax Bill | $2,019 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-15-003.00 |
| Primary APN | 055-23-15-003.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,691 sqft Finished Area |
| Gross Area | 3,009 sqft |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Lot Area | 4,375 sqft (0.1 acres) |
| Lot Dimensions | 125 ft deep x 35 ft wide |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0552315003.00 |
|---|---|
| Street Address | 2305 MADISON AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MADISON AVE LD CO PT LOTS 12-13 35'X 125' WS MADISON 66' S STERRETT |
| Legal Subdivision | MADISON AVE LAND & IMP CO |
| Legal Lot Number | 12,13 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 61100 |
Source: Kenton County records · APN 055-23-15-003.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2305 MADISON AVE, COVINGTON, KY 41014-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Warranty Deed, Transfer · VA Mortgage AMERICAN MORTGAGE SERVICE CO |
| May 08, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on Record |
| Deed Sale | Dec 15, 2021 · Amount on Record |
| Prior Sale | May 08, 2018 · Amount on Record |
| Deed Document Number | 0000137116 |
| Deed Book / Page | 137 / 116 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 15, 2021 |
| Property Address | 2305 MADISON AVE, COVINGTON, KY 41014-1236 |
| Document Number | 0005900146 |
| Book / Page | 137 / 116 |
| Map Reference | MB 79 PG 641 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 21121505900146 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $206.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 217 E 26TH ST, 217, COVINGTON, KY 41014-1742 |
| Name | Verified Name |
|---|---|
| Address | 2305 MADISON AVE, COVINGTON, KY 41014-1236 |
| Document Number | 0005900147 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 314/526 |
| Instrument | 21121505900147 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 08, 2018 |
| Property Address | 2305 MADISON AVE, COVINGTON, KY 41014-1236 |
| Document Number | 0000000166 |
| Book / Page | 0C6407 / 000096 |
| Instrument Date | May 04, 2018 |
| Instrument | 166 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2305 MADISON AVE COVINGTON KY 410141236, COVINGTON, KY 41014-1236 |
| Document Number | 167 |
|---|---|
| Date | May 08, 2018 |
| Book Page | 0C6407/000099 |
| Instrument | 167 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 07, 2048 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,019.00 (-2.23%) Disabled Person's exemption | $201,500 (-) Land $5,000 Building $196,500 | $201,500 (-) Land $5,000 Building $196,500 |
| 2023 | $2,065.00 Disabled Person's exemption | $201,500 Land $5,000 Building $196,500 | $201,500 Land $5,000 Building $196,500 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,077 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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