2315 Madison Ave, Covington, KY 41014 Property Records

Kenton County property record for 2315 Madison Ave, Covington, KY 41014

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,138 sqft · built 1923
Lot Size0.108 acres (4,725 sqft)
Owner2 Individual Names on Record
Last Sale$154,000 (Jul 2019)
Tax Bill$2,550 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN055-23-15-005.00

Property Details

APN / Parcel Number

Primary APN055-23-15-005.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,138 sqft Finished Area
Gross Area1,394 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialBrick
Foundation TypeBlock
Lot Area4,725 sqft (0.108 acres)
Lot Dimensions135 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2315 MADISON AVE
CityCOVINGTON
StateKY
Zip41014-1236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMADISON AVE LD CO PT LOTS 10-11 35'X 135' WS MADISON 125' N HICKS
Legal SubdivisionMADISON AVE LAND & IMP CO
Legal Lot Number10,11
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2007
Census Tract61100

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2315 MADISON AVE, COVINGTON, KY 41014-1236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2019Warranty Deed, Transfer · FHA Mortgage
HUNTINGTON NAT'L BK
Jun 21, 2018Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2019 · Amount on Record
Deed SaleJul 5, 2019 · Amount on Record
Prior SaleJun 21, 2018 · Amount on Record
Deed Document Number201907 05 059 00210
Deed Book / Page6697 / 219
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 5, 2019
Property Address2315 MADISON AVE, COVINGTON, KY 41014-1236
Document Number0000000210
Book / Page0C6697 / 000219
Instrument DateJul 2, 2019
Instrument210
Transaction TypeTransfer
Record UpdatedAug 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$154.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2315 MADISON AVE COVINGTON KY 410141236, COVINGTON, KY 41014-1236

Mortgage

Document Number211
DateJul 5, 2019
Book Page0C6697/000222
Instrument211
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 4, 2049

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJun 21, 2018
Property Address2315 MADISON AVE, COVINGTON, KY 41014-1236
Document Number0000000116
Book / Page0C6436 / 000036
Instrument DateJun 19, 2018
Instrument116
Transaction TypeTransfer
Record UpdatedJul 10, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$32.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11584 RICHWOOD CHURCH RD WALTON KY 410949547, WALTON, KY 41094-9547

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$192,500 (-) Land $10,000 Building $182,500$192,500 (-) Land $10,000 Building $182,500
2025$2,550.00 (-0.55%)$192,500 (-) Land $5,000 Building $187,500$192,500 (-) Land $5,000 Building $187,500
2023$2,564.00$192,500 Land $5,000 Building $187,500$192,500 Land $5,000 Building $187,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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