Kenton County property record for 2315 Madison Ave, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,138 sqft · built 1923 |
| Lot Size | 0.108 acres (4,725 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $154,000 (Jul 2019) |
| Tax Bill | $2,550 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-15-005.00 |
| Primary APN | 055-23-15-005.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,138 sqft Finished Area |
| Gross Area | 1,394 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Lot Area | 4,725 sqft (0.108 acres) |
| Lot Dimensions | 135 ft deep x 35 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2315 MADISON AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MADISON AVE LD CO PT LOTS 10-11 35'X 135' WS MADISON 125' N HICKS |
| Legal Subdivision | MADISON AVE LAND & IMP CO |
| Legal Lot Number | 10,11 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 61100 |
Source: Kenton County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2315 MADISON AVE, COVINGTON, KY 41014-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2019 | Warranty Deed, Transfer · FHA Mortgage HUNTINGTON NAT'L BK |
| Jun 21, 2018 | Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2019 · Amount on Record |
| Deed Sale | Jul 5, 2019 · Amount on Record |
| Prior Sale | Jun 21, 2018 · Amount on Record |
| Deed Document Number | 201907 05 059 00210 |
| Deed Book / Page | 6697 / 219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 5, 2019 |
| Property Address | 2315 MADISON AVE, COVINGTON, KY 41014-1236 |
| Document Number | 0000000210 |
| Book / Page | 0C6697 / 000219 |
| Instrument Date | Jul 2, 2019 |
| Instrument | 210 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2315 MADISON AVE COVINGTON KY 410141236, COVINGTON, KY 41014-1236 |
| Document Number | 211 |
|---|---|
| Date | Jul 5, 2019 |
| Book Page | 0C6697/000222 |
| Instrument | 211 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 4, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 21, 2018 |
| Property Address | 2315 MADISON AVE, COVINGTON, KY 41014-1236 |
| Document Number | 0000000116 |
| Book / Page | 0C6436 / 000036 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 116 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $32.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11584 RICHWOOD CHURCH RD WALTON KY 410949547, WALTON, KY 41094-9547 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,500 (-) Land $10,000 Building $182,500 | $192,500 (-) Land $10,000 Building $182,500 | |
| 2025 | $2,550.00 (-0.55%) | $192,500 (-) Land $5,000 Building $187,500 | $192,500 (-) Land $5,000 Building $187,500 |
| 2023 | $2,564.00 | $192,500 Land $5,000 Building $187,500 | $192,500 Land $5,000 Building $187,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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