Clay County property record for 2319 Cosmos Ave, Middleburg, FL 32068
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,984 sqft · built 1999 |
| Lot Size | 1.13 acres (49,484 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,594 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-05-24-005954-719-00 |
| Primary APN | 16-05-24-005954-719-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,984 sqft Living Area |
| 1st Floor Area | 1,984 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 49,484 sqft (1.13 acres) |
| Lot Dimensions | 300 ft deep x 165 ft wide |
| Garage Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 2319 COSMOS AVE |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5425 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 17 BLK 82 JACKSONVILLE SOUTH UNIT 2 AS REC OR 4672 PG 191 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 16 |
| Legal Subdivision | JACKSONVILLE SOUTH UNIT 2 |
| Legal Block | 82 |
| Legal Lot Number | 17 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 30106 |
Source: Clay County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1312 RUSHING DR, ORANGE PARK, FL 32065-8005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Dec 5, 2022 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2022 |
| Deed Sale | Dec 5, 2022 |
| Prior Sale | Jun 15, 2021 · Amount on Record |
| Deed Document Number | 202270488 |
| Deed Book / Page | 4672 / 191 |
| Prior Transfer Date | Jun 14, 2021 |
| Prior Transfer Doc | 0044691675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 17, 2026 |
| Property Address | 2319 COSMOS AVE, MIDDLEBURG, FL 32068-5425 |
| Document Number | 0000040762 |
| Book / Page | 5077 / 212 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202640762 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2319 COSMOS AVE, MIDDLEBURG, FL 32068-5425 |
| Document Number | 0000040762, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 5077/212 |
| Instrument | 202640762 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Feb 1, 2053 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 5, 2022 |
| Property Address | 2319 COSMOS AVE, MIDDLEBURG, FL 32068-5425 |
| Document Number | 0046720191 |
| Book / Page | 4672 / 191 |
| Map Reference | MB 11 PG 1 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 2022070488 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Title Company | WHITWORTH TITLE GROUP, WHITWORTH TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7198, BRANDON, FL 33508-6020 |
| Name | Verified Name |
|---|---|
| Address | 1312 RUSHING DR, ORANGE PARK, FL 32065-8005 |
| Document Number | 0004672192 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 4672/192 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,594.00 (-13.88%) Homeowner's exemption | $210,236 (+18.76%) | $211,687 (+19.58%) Land $34,000 Building $177,687 |
| 2023 | $3,012.00 (+31.87%) | $177,030 (+29.85%) Land $30,000 Building $147,030 | $177,030 (+29.85%) Land $30,000 Building $147,030 |
| 2022 | $2,284.00 | $136,336 Land $25,000 Building $111,336 | $136,336 Land $25,000 Building $111,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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