2329 Cosmos Ave, Middleburg, FL 32068 Property Records

Clay County property record for 2329 Cosmos Ave, Middleburg, FL 32068

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,216 sqft · built 1995
Lot Size	1.16 acres (50,921 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Sep 2016)
Tax Bill	$472 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-24-005954-717-00`

Property Details

APN / Parcel Number

Primary APN	`16-05-24-005954-717-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	50,921 sqft (1.16 acres)
Lot Dimensions	305 ft deep x 167 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	2329 COSMOS AVE
City	MIDDLEBURG
State	FL
Zip	32068-5425
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 15 BLK 82 JACKSONVILLE SOUTH UNIT 2 AS REC OR 3901 PG 133
Legal Range	24E
Legal Township	05S
Legal Section	16
Legal Subdivision	JACKSONVILLE SOUTH UNIT 2
Legal Block	82
Legal Lot Number	15
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3004
Census Tract	30106

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2329 COSMOS AVE, MIDDLEBURG, FL 32068-5425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2016 · Amount on Record
Deed Sale	Sep 1, 2016 · Amount on Record
Prior Sale	Jul 13, 2005 · Amount on Record
Deed Book / Page	3901 / 133
Last Transfer Date	Sep 27, 2016
Transfer Doc	0039010133
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2329 COSMOS AVE, MIDDLEBURG, FL 32068-5425
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2329 COSMOS AVE, MIDDLEBURG, FL 32068-5425

Mortgage

Document Number	0046430909
Date	Aug 30, 2022
Book Page	4643/909
Instrument	2022052494

Lender

Name	COVENANT ROOFING & CONSTRUCTION INC
Type	Non-Lending Institution
Address	LEESBURG, FL 34748

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$472.00 (+3.74%) Homeowner's exemption	$64,610 (+5.98%)	$127,395 (+12.19%) Land $34,000 Building $93,395
2024	$455.00 (-41.14%)
2023	$773.00 (+19.11%) Homeowner's exemption	$60,962 (+3%)	$113,553 (+26.57%) Land $30,000 Building $83,553
2022	$649.00 Homeowner's exemption	$59,187	$89,717 Land $25,000 Building $64,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20