2305 Cosmos Ave, Middleburg, FL 32068 Property Records

Clay County property record for 2305 Cosmos Ave, Middleburg, FL 32068

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,344 sqft · built 2017
Lot Size1.45 acres (63,205 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Jun 2023)
Tax Bill$2,504 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-05-24-005954-720-00

Property Details

APN / Parcel Number

Primary APN16-05-24-005954-720-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area63,205 sqft (1.45 acres)
Lot Dimensions277 ft deep x 263 ft wide
Storage Building253 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address2305 COSMOS AVE
CityMIDDLEBURG
StateFL
Zip32068-5425
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 18 BLK 82 JACKSONVILLE SO UNIT 2 AS REC OR 4730 PG 1726
Legal Range24E
Legal Township05S
Legal Section16
Legal SubdivisionJACKSONVILLE SO UNIT 2
Legal Block82
Legal Lot Number18
Legal Unit2
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group3
Census Block3004
Census Tract30106

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7740 PLANTATION BAY DR, 1008, JACKSONVILLE, FL 32244-5188
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2023 · Amount on Record
Deed SaleJun 21, 2023 · Amount on Record
Prior SaleJun 1, 2005 · Amount on Record
Deed Document Number202330552
Deed Book / Page4730 / 1726
Prior Transfer DateJul 11, 2013
Prior Transfer Doc0035561094
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJun 21, 2023
Property Address2305 COSMOS AVE, MIDDLEBURG, FL 32068-5425
Document Number0047301726
Book / Page4730 / 1726
Map ReferenceMB 11 PG 1-13
Instrument DateJun 15, 2023
Instrument2023030552
Transaction TypeTransfer
Record UpdatedJul 10, 2023
Title CompanyPARK PLACE TITLE & TRUST LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,435.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3021 RUDDY LN, MIDDLEBURG, FL 32068-3538

Transferred To (Grantee/Buyer)

NameVerified Name
Address7740 PLANTATION BAY DR APT 1008, 1008, JACKSONVILLE, FL 32244-5188

Mortgage

Document Number0047301727
DateJun 21, 2023
Instrument4730/1727
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Mortgage

Document Number0047301746
DateJun 21, 2023
Book Page4730/1746
Instrument2023030554
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,504.00 (+4.95%) Homeowner's exemption$204,335 (+45.34%)$209,767 (+17.77%) Land $34,000 Building $175,767
2024$2,386.00 (+28.35%)
2023$1,859.00 (+10.2%) Homeowner's exemption$140,592 (+3%)$178,115 (+30.49%) Land $30,000 Building $148,115
2022$1,687.00 Homeowner's exemption$136,498 Land $25,000 Building $111,498$136,498 Land $25,000 Building $111,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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