Clay County property record for 2332 Cosmos Ave, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,491 sqft · built 2019 |
| Lot Size | 1.38 acres (60,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $186,000 (Feb 2019) |
| Tax Bill | $4,260 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Aug 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-05-24-005954-742-00 |
| Primary APN | 16-05-24-005954-742-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,491 sqft Living Area |
| Gross Area | 1,891 sqft |
| 1st Floor Area | 1,491 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 60,504 sqft (1.38 acres) |
| Lot Dimensions | 434 ft deep x 283 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2332 COSMOS AVE |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 BLK 83 JACKSONVILLE SOUTH UNIT 2 AS REC OR 4165 PG 1018 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 16 |
| Legal Subdivision | JACKSONVILLE SOUTH UNIT 2 |
| Legal Block | 83 |
| Legal Lot Number | 22 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30106 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2332 COSMOS AVE, MIDDLEBURG, FL 32068-5424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Aug 10, 2018 | Deed of Trust, Mortgage KEYSTONE BUILDING CORP |
| Jan 3, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Feb 15, 2019 | Special Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 28, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2019 · Amount on Record |
| Deed Sale | Feb 15, 2019 · Amount on Record |
| Prior Sale | Mar 28, 2018 · Amount on Record |
| Deed Document Number | 20198235 |
| Deed Book / Page | 4165 / 1018 |
| Prior Transfer Date | Nov 13, 2009 |
| Prior Transfer Doc | 0031631995 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2332 COSMOS AVE, MIDDLEBURG, FL 32068-5424 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7 RIVERCREST DR, PORTSMOUTH, VA 23701-2033 |
| Document Number | 0046721485 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 4672/1485 |
| Instrument | 2022070808 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2332 COSMOS AVE, MIDDLEBURG, FL 32068-5424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041121353 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 4112/1353 |
| Instrument | 2018041999 |
| Name | KEYSTONE BUILDING CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | 00000 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2332 COSMOS AVE, MIDDLEBURG, FL 32068-5424 |
| Document Number | 0042671926 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2332 COSMOS AVE MIDDLEBURG FL 320685424, MIDDLEBURG, FL 32068-5424 |
| Document Number | 0042671926 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 004267/001926 |
| Instrument | 1389 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 15, 2019 |
| Property Address | 2332 COSMOS AVE, MIDDLEBURG, FL 32068-5424 |
| Document Number | 0041651018 |
| Book / Page | 4165 / 1018 |
| Map Reference | MB 11 PG 1-13 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 2019008235 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | SHEFFIELD & BOATRIGHT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,302.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 600848, JACKSONVILLE, FL 32260-0848 |
| Name | Verified Name |
|---|---|
| Address | 2332 COSMOS AVE, MIDDLEBURG, FL 32068-5424 |
| Document Number | 2019008236 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 2019008236 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 28, 2018 |
| Property Address | 2332 COSMOS AVE, MIDDLEBURG, FL 32068-5424 |
| Document Number | 0040680654 |
| Book / Page | 004068 / 000654 |
| Instrument Date | Mar 24, 2018 |
| Instrument | 15620 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 600848 JACKSONVILLE FL 322600848, JACKSONVILLE, FL 32260-0848 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,260.00 (+6.23%) | $279,321 (+6.14%) Land $34,000 Building $245,321 | $279,321 (+6.14%) Land $34,000 Building $245,321 |
| 2024 | $4,010.00 (-2.15%) | ||
| 2023 | $4,098.00 (+13.17%) | $263,159 (+12.06%) Land $30,000 Building $233,159 | $263,159 (+12.06%) Land $30,000 Building $233,159 |
| 2022 | $3,621.00 | $234,839 Land $25,000 Building $209,839 | $234,839 Land $25,000 Building $209,839 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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