2312 Cosmos Ave, Middleburg, FL 32068 Property Records

Clay County property record for 2312 Cosmos Ave, Middleburg, FL 32068

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,152 sqft · built 1999
Lot Size	0.98 acres (42,688 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,900 (May 2025)
Tax Bill	$810 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-24-005954-739-00`

Property Details

APN / Parcel Number

Primary APN	`16-05-24-005954-739-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	42,688 sqft (0.98 acres)
Lot Dimensions	305 ft deep x 140 ft wide
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	2312 COSMOS AVE
City	MIDDLEBURG
State	FL
Zip	32068-5424
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 19 BLK 83 JACKSONVILLE SOUTH UNIT 2 AS REC OR 4934 PG 214
Legal Range	24E
Legal Township	05S
Legal Section	16
Legal Subdivision	JACKSONVILLE SOUTH UNIT 2
Legal Block	83
Legal Lot Number	19
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3002
Census Tract	30106

Owner

Source: Clay County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2312 COSMOS AVE, MIDDLEBURG, FL 32068-5424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Nov 7, 2008 · Amount on Record
Deed Document Number	202524253
Deed Book / Page	4934 / 214
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2312 COSMOS AVE, MIDDLEBURG, FL 32068-5424
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 COSMOS AVE, MIDDLEBURG, FL 32068-5424

Mortgage

Document Number	0050201944
Date	Mar 6, 2026
Book Page	5020/1944
Instrument	2026010453

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$810.00 (+8%)	$60,667 (+14.57%) Land $34,000 Building $26,667	$60,667 (+14.57%) Land $34,000 Building $26,667
2024	$750.00 (-25.74%)
2023	$1,010.00 (+25.62%)	$52,950 (+22.2%) Land $30,000 Building $22,950	$52,950 (+22.2%) Land $30,000 Building $22,950
2022	$804.00	$43,332 Land $25,000 Building $18,332	$43,332 Land $25,000 Building $18,332

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20