2308 Cosmos Ave, Middleburg, FL 32068 Property Records

Clay County property record for 2308 Cosmos Ave, Middleburg, FL 32068

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 1,296 sqft · built 2001
Lot Size1.08 acres (47,262 sqft)
Owner2 Individual Names on Record
Tax Bill$2,897 (2025)
Deeds & MortgagesJun 2021 Mortgage
Mar 2026 Mortgage
+ 2 more
Flood ZoneZone A (high risk)
APN16-05-24-005954-738-00

Property Details

APN / Parcel Number

Primary APN16-05-24-005954-738-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area47,262 sqft (1.08 acres)
Lot Dimensions326 ft deep x 145 ft wide
PorchFinished/Open Porch
Porch Area251 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address2308 COSMOS AVE
CityMIDDLEBURG
StateFL
Zip32068-5424
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 18 BLK 83 JACKSONVILLE SOUTH U 2 AS REC OR 4426 PG 1979~~
Legal Range24E
Legal Township05S
Legal Section16
Legal SubdivisionJACKSONVILLE SOUTH U 2
Legal Block83
Legal Lot Number18
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group3
Census Block3002
Census Tract30106

Owner

Source: Clay County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2308 COSMOS AVE, MIDDLEBURG, FL 32068-5424
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Deed of Trust, Mortgage · VA Mortgage
ACADEMY MORTGAGE CORP
Mar 16, 2026Intrafamily Transfer, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 9, 2021Warranty Deed, Transfer · VA Mortgage
ACADEMY MORTGAGE CORP
Oct 7, 2019Warranty Deed, Transfer · VA Mortgage
CALCON MUTUAL MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2026
Deed SaleMar 16, 2026
Prior SaleMar 9, 2021 · Amount on Record
Deed Document Number202612170
Deed Book / Page5024 / 107
Prior Transfer DateDec 29, 2025
Prior Transfer Doc0050240107
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2308 COSMOS AVE, MIDDLEBURG, FL 32068-5424
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3996 PINTO RD, MIDDLEBURG, FL 32068-3767

Mortgage

Document Number0044710110
DateJun 18, 2021
Book Page4471/110
Instrument2021037839
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressLOUISVILLE, KY 40201
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueApr 1, 2051

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY FL
Recording DateMar 16, 2026
Property Address2308 COSMOS AVE, MIDDLEBURG, FL 32068-5424
Document Number0050240107
Book / Page5024 / 107
Map ReferenceMB 3071 PG 1283
Instrument DateDec 29, 2025
Instrument2026012170
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2308 COSMOS AVE, MIDDLEBURG, FL 32068-5424

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2308 COSMOS AVE, MIDDLEBURG, FL 32068-5424

Mortgage

Document Number0005024111
DateMar 16, 2026
Instrument5024/111
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMar 9, 2021
Property Address2308 COSMOS AVE, MIDDLEBURG, FL 32068-5424
Document Number0044261979
Book / Page4426 / 1979
Map ReferenceMB 11 PG 1-13
Instrument DateMar 8, 2021
Instrument2021014610
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyMILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,084.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2308 COSMOS AVE, MIDDLEBURG, FL 32068-5424

Mortgage

Document Number0044261984
DateMar 9, 2021
Instrument4426/1984
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateOct 7, 2019
Property Address2308 COSMOS AVE, MIDDLEBURG, FL 32068-5424
Document Number0042382018
Book / Page4238 / 2018
Map ReferenceMB 11 PG 1-13
Instrument DateOct 4, 2019
Instrument2019053604
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address319 HIGHWAY 234, 319, SACO, MT 59261

Transferred To (Grantee/Buyer)

NameVerified Name
Address2308 COSMOS AVE, MIDDLEBURG, FL 32068-5424

Mortgage

Document Number0042382020
DateOct 7, 2019
Instrument4238/2020
Lender
NameCALCON MUTUAL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,897.00 (+9.65%)$206,450 (+16.83%) Land $34,000 Building $172,450$206,450 (+16.83%) Land $34,000 Building $172,450
2024$2,642.00 (-3.93%)
2023$2,750.00 (+22.22%)$176,712 (+31.8%) Land $30,000 Building $146,712$176,712 (+31.8%) Land $30,000 Building $146,712
2022$2,250.00$134,074 Land $25,000 Building $109,074$134,074 Land $25,000 Building $109,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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