St. Johns County property record for 231 Towers Ranch Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,702 sqft · built 2013 |
| Lot Size | 1.94 acres (84,506 sqft) |
| Owner | Company Name on Record |
| Last Sale | $69,000 (Feb 2013) |
| Tax Bill | $5,485 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010763-0460 |
| Primary APN | 010763-0460 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,702 sqft Living Area |
| Gross Area | 3,322 sqft |
| 1st Floor Area | 2,702 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 84,506 sqft (1.94 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 231 TOWERS RANCH DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 53/9-24 BARTRAM DOWNS UNIT THREE LOT 46 |
| Legal Range | 27 |
| Legal Township | 06 |
| Legal Section | 12 |
| Legal Subdivision | BARTRAM DOWNS UNIT THREE |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 20908 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2013 · Amount on Record |
| Deed Sale | Feb 1, 2013 · Amount on Record |
| Deed Document Number | 20137590 |
| Deed Book / Page | 3680 / 1458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 231 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 231 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755 |
| Document Number | 0054470938 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 5447/938 |
| Instrument | 2021136479 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2042 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $432,597 | $710,806 Land $330,000 Building $380,806 | |
| 2025 | $5,485.00 (+12.12%) | ||
| 2024 | $4,892.00 (+1.94%) | ||
| 2023 | $4,799.00 (+2.74%) | ||
| 2022 | $4,671.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 121 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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