St. Johns County property record for 238 Towers Ranch Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,792 sqft · built 2012 |
| Lot Size | 3.33 acres (145,054 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,851 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010763-0400 |
| Primary APN | 010763-0400 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,792 sqft Living Area |
| Gross Area | 3,920 sqft |
| 1st Floor Area | 2,792 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 145,054 sqft (3.33 acres) |
| Garage Type | Attached |
| Garage Area | 1,128 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 306 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,020 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 238 TOWERS RANCH DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | 53/9-24 BARTRAM DOWNS UNIT THREE LOT 40 OR2498/242 & 2617/840(C/D) |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 12 |
| Legal Subdivision | BARTRAM DOWNS UNIT THREE |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 20908 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 238 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 238 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755 |
| Document Number | 0047241593 |
| Instrument Date | May 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 238 TOWERS RANCH DR ST AUGUSTINE FL 320921755, ST AUGUSTINE, FL 32092-1755 |
| Document Number | 0047241593 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 004724/001593 |
| Instrument | 33596 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 14, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,499 (+2.7%) | $747,948 (+7.05%) Land $330,000 Building $417,948 | |
| 2025 | $5,851.00 (+12.02%) Homeowner's exemption | $448,392 (+5.99%) | $698,703 (+5.69%) Land $330,000 Building $368,703 |
| 2024 | $5,223.00 (+1.93%) | ||
| 2023 | $5,124.00 (+2.71%) Homeowner's exemption | $423,063 (+3%) | $661,108 (+12.66%) Land $305,000 Building $356,108 |
| 2022 | $4,989.00 Homeowner's exemption | $410,741 | $586,841 Land $201,600 Building $385,241 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 121 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
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