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226 Towers Ranch Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 226 Towers Ranch Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,277 sqft · built 2007
Lot Size1.88 acres (81,892 sqft)
Owner2 Individual Names on Record
Last Sale$830,000 (Jun 2026)
Tax Bill$8,128 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN010763-0370

Property Details

APN / Parcel Number

Primary APN010763-0370

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,277 sqft Living Area
Gross Area2,955 sqft
1st Floor Area2,277 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area81,892 sqft (1.88 acres)
Garage TypeAttached
Garage Area678 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1,612 sqft
PorchFinished/Open Porch
Porch Area389 sqft
Deck AreaDeck Area
Patio Area1,188 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address226 TOWERS RANCH DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD
Legal Description53/9-24 BARTRAM DOWNS UNIT THREE LOT 37 OR5479/902
Legal Range27E
Legal Township06S
Legal Section12
Legal SubdivisionBARTRAM DOWNS UNIT THREE
Legal Block1
Legal Lot Number37
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1024
Census Tract20908

Owner

Source: St. Johns County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address226 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 10, 2026Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 27, 2022Warranty Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2026 · Amount on Record
Deed SaleJun 10, 2026 · Amount on Record
Prior SaleJan 27, 2022 · Amount on Record
Deed Document Number202649690
Deed Book / Page6381 / 202
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 10, 2026
Property Address226 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
Document Number0063810202
Book / Page6381 / 202
Instrument DateJun 3, 2026
Instrument202649690
Transaction TypeTransfer
Record UpdatedAug 26, 2026
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$586,810.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
InvestorPossibly a Property Investor

Mortgage

Document Number0000049691,
DateJun 10, 2026
Instrument202649691
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 10, 2026
Property Address226 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
Document Number0000049690
Book / Page6381 / 202
Instrument DateJun 3, 2026
Instrument202649690
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$586,810.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
InvestorPossibly a Property Investor

Mortgage

Document Number0000049691,
DateJun 10, 2026
Instrument202649691
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 27, 2022
Property Address226 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
Document Number0054790902
Book / Page5479 / 902
Map ReferenceMB 53 PG 9-24
Instrument DateJan 21, 2022
Instrument2022009861
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2759 SAINT JOHNS BLUFF RD S, JACKSONVILLE, FL 32246-3703

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 TOWERS RANCH DR, ST AUGUSTINE, FL 32092-1755

Mortgage

Document Number0005479904
DateJan 27, 2022
Instrument5479/904
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$634,116 (+2.7%)$662,419 (+3.57%) Land $330,000 Building $332,419
2025$8,128.00 (+11.59%) Homeowner's exemption$617,445 (+2.9%)$639,581 (+0.76%) Land $330,000 Building $309,581
2024$7,284.00 (+1.89%) Homeowner's exemption$600,044 (+3%)$634,749 (+2.35%) Land $330,000 Building $304,749
2023$7,149.00 (+93.79%) Homeowner's exemption$582,567 (+88.43%)$620,203 (+24.27%) Land $305,000 Building $315,203
2022$3,689.00 Homeowner's exemption$309,169$499,074 Land $201,600 Building $297,474

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 121 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies121 in force
Nearby Flood Claims28 (2008–2024)
Claims Outside the SFHA6 of 28
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 15 claims
  • Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T.

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