222 Towers Ranch Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 222 Towers Ranch Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,106 sqft · built 2012
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Apr 2012)
Tax Bill	$4,878 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010763-0360`

Property Details

APN / Parcel Number

Primary APN	`010763-0360`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,106 sqft Living Area
Gross Area	3,592 sqft
1st Floor Area	2,227 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	80,586 sqft (1.85 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Finished/Open Porch
Porch Area	218 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	222 TOWERS RANCH DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	53/9-24 BARTRAM DOWNS UNIT THREE LOT 36 OR3546/196
Legal Range	27E
Legal Township	06S
Legal Section	12
Legal Subdivision	BARTRAM DOWNS UNIT THREE
Legal Block	1
Legal Lot Number	36
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1024
Census Tract	20908

Owner

222 Towers Ranch Dr is owned and occupied by two individuals who bought it in April 2012.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	222 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2012 · Amount on File
Deed Sale	Apr 9, 2012 · Amount on File
Prior Sale	Jun 14, 2007 · Amount on File
Deed Document Number	201219284
Deed Book / Page	3546 / 196
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	222 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755

Mortgage

Document Number	0053621255
Date	Sep 8, 2021
Book Page	5362/1255
Instrument	2021098394

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	228 Months
Due	Sep 1, 2040

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	222 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
Document Number	0043420496
Book / Page	004342 / 000496
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Mar 23, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	222 TOWERS RANCH DR ST AUGUSTINE FL 320921755, ST AUGUSTINE, FL 32092-1755

Mortgage

Document Number	0043420496
Date	Mar 9, 2017
Book Page	004342/000496
Instrument	16932

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 8, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 222 Towers Ranch Dr was $4,878 with a homeowner's exemption, up 12.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,320 (+2.7%)	$743,060 (-2.76%) Land $330,000 Building $413,060
2025	$4,878.00 (+12.32%) Homeowner's exemption	$376,164 (+2.9%)	$764,155 (+2.98%) Land $330,000 Building $434,155
2024	$4,343.00 (+22.75%) Homeowner's exemption	$365,563 (+22.62%)	$742,054 (+14.37%) Land $330,000 Building $412,054
2023	$3,538.00 (+2.94%) Homeowner's exemption	$298,119 (+3%)	$648,820 (+8.66%) Land $305,000 Building $343,820
2022	$3,437.00 Homeowner's exemption	$289,436	$597,124 Land $201,600 Building $395,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 222 Towers Ranch Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	28 (2008–2024)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 222 Towers Ranch Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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