227 Towers Ranch Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 227 Towers Ranch Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.06 acres (89,733 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2021)
Tax Bill	$4,667 (2025)
Deeds & Mortgages	Oct 2024 Transfer Aug 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010763-0470`

Property Details

APN / Parcel Number

Primary APN	`010763-0470`

Exterior

Lot Area	89,733 sqft (2.06 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft

Location & Zoning

Street Address	227 TOWERS RANCH DR
City	SAINT AUGUSTINE
State	FL
Zip	32092
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PRD
Legal Description	53/9-24 BARTRAM DOWNS UNIT THREE LOT 47 OR5340/1212 & 6012/550
Legal Range	27E
Legal Township	06S
Legal Section	12
Legal Subdivision	BARTRAM DOWNS UNIT THREE
Legal Block	1
Legal Lot Number	47
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1024
Census Tract	20908

Owner

Source: St. Johns County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1121 LINWOOD LOOP, SAINT JOHNS, FL 32259-4238
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 30, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Dec 18, 2013 · Amount on Record
Deed Document Number	202188645
Deed Book / Page	5340 / 1212
Last Transfer Date	Sep 4, 2024
Transfer Doc	0060301664
Record Updated	Oct 29, 2026

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Oct 2, 2024
Property Address	227 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092
Document Number	0060301664
Book / Page	6030 / 1664
Map Reference	MB 17 PG 1-21
Instrument Date	Sep 4, 2024
Instrument	2024077764
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1121 LINWOOD LOOP, SAINT JOHNS, FL 32259-4238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8100 BURGUNDY CIR, CHATTANOOGA, TN 37421-1291

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Aug 30, 2024
Property Address	227 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092
Document Number	0060120550
Book / Page	6012 / 550
Map Reference	MB 53 P 9-24
Instrument Date	Aug 26, 2024
Instrument	2024068791
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 THORNTON CT, ST AUGUSTINE, FL 32092-3244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 PASEO DEL SOL, RANCHO SANTA MARGARITA, CA 92688-3192

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 11, 2021
Property Address	227 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092
Document Number	0053401212
Book / Page	5340 / 1212
Map Reference	MB 53 PG 9-24
Instrument Date	Jul 31, 2021
Instrument	2021088645
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25934 COLERIDGE PL, STEVENSON RANCH, CA 91381-1547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 FORTUNE DR, FAIRHOPE, AL 36532-1000

Mortgage

Document Number	0053401215
Date	Aug 11, 2021
Instrument	5340/1215

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2026

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,543 (-3.13%)	$388,788 (+5.04%) Land $330,000 Building $58,788
2025	$4,667.00 (+13.3%)	$370,131 (-0.68%)	$370,131 (-0.68%) Land $330,000 Building $40,131
2024	$4,119.00 (+6.82%)	$372,660 (+6.42%)	$372,660 (+6.42%) Land $330,000 Building $42,660
2023	$3,856.00 (+23.04%)	$350,189 (+43%)	$350,189 (+43%) Land $305,000 Building $45,189
2022	$3,134.00	$244,889	$244,889 Land $201,600 Building $43,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 121 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	28 (2008–2024)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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