230 Towers Ranch Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 230 Towers Ranch Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,506 sqft · built 2007
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on File
Last Sale	$644,500 (May 2019)
Tax Bill	$7,125 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010763-0380`

Property Details

APN / Parcel Number

Primary APN	`010763-0380`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	3,506 sqft Living Area
Gross Area	4,228 sqft
1st Floor Area	2,282 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	80,586 sqft (1.85 acres)
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	483 sqft
Deck Area	Deck Area
Patio Area	1,626 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	230 TOWERS RANCH DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	53/9-24 BARTRAM DOWNS UNIT THREE LOT 38 OR4717/520
Legal Range	27E
Legal Township	06S
Legal Section	12
Legal Subdivision	BARTRAM DOWNS UNIT THREE
Legal Block	1
Legal Lot Number	38
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1024
Census Tract	20908

Owner

230 Towers Ranch Dr is owned and occupied by two individuals who bought it in May 2019.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	230 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on File
Deed Sale	May 1, 2019 · Amount on File
Deed Document Number	201929827
Deed Book / Page	4717 / 520
Prior Transfer Date	Jan 13, 2014
Prior Transfer Doc	0038360249
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 1, 2019
Property Address	230 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755
Document Number	0047170520
Book / Page	4717 / 0520
Map Reference	MB 53 PG 9-24
Instrument Date	Apr 30, 2019
Instrument	2019029827
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ST JONHS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,511.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	237 SAINT JOHNS GOLF DR, 237, SAINT AUGUSTINE, FL 32092-1053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 TOWERS RANCH DR, SAINT AUGUSTINE, FL 32092-1755

Mortgage

Document Number	2019029828
Date	May 1, 2019
Instrument	2019029828

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	310 Months
Due	Mar 7, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 230 Towers Ranch Dr was $7,125 with a homeowner's exemption, up 11.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,675 (+2.7%)	$848,070 (+11.36%) Land $330,000 Building $518,070
2025	$7,125.00 (+11.73%) Homeowner's exemption	$543,014 (+2.9%)	$761,582 (+2.36%) Land $330,000 Building $431,582
2024	$6,377.00 (+1.92%) Homeowner's exemption	$527,710 (+3%)	$744,034 (+1.22%) Land $330,000 Building $414,034
2023	$6,257.00 (+2.59%) Homeowner's exemption	$512,340 (+3%)	$735,033 (+4.08%) Land $305,000 Building $430,033
2022	$6,099.00 Homeowner's exemption	$497,417	$706,251 Land $201,600 Building $504,651

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 Towers Ranch Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	28 (2008–2024)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Towers Ranch Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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