2308 Bison Ranch Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2308 Bison Ranch Trl, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 2015
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jan 2018)
Tax Bill	$2,575 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206-49-011D`

Property Details

APN / Parcel Number

Primary APN	`206-49-011D`

Interior

Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	66,647 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	2308 BISON RANCH TRL
City	OVERGAARD
State	AZ
Zip	85933-3277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 33, T12N, R17E: BISON RANCH LOT 11-C PER AMENDED #2 PLAT 25- 46 THUR 49 FOR07ROLL & ALSO: LOT 11-B; COMB 206-49-011B & 011 C FOR 2018 ROLL... ALSO: A POR. LOT 10-C AKA COMM NE COR LOT 11 -A; TH S73DEG5053W 227.84; TH S12DEG0158E 197.69 TPOB;
Legal Range	17E
Legal Township	12N
Legal Section	34
Legal Subdivision	BISON RANCH
Legal Lot Number	11-C
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2080
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2308 BISON RANCH TRL, OVERGAARD, AZ 85933-3277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 20, 2022	Warranty Deed, Transfer LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 5, 2018	Warranty Deed, Transfer · Conventional Mortgage LUNSMANN BARBARA J TRUST (PT)
Feb 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2018 · Amount on Record
Deed Sale	Jan 5, 2018 · Amount on Record
Deed Document Number	2018267
Last Transfer Date	May 5, 2022
Transfer Doc	0000010065
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2308 BISON RANCH TRL, OVERGAARD, AZ 85933-3277
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	NOT AVAILABLE, LAWYERS TTL SHOW LOW TTL ONL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015575
Date	Jul 14, 2021
Instrument	2021-15575

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 20, 2022
Property Address	2308 BISON RANCH TRL, OVERGAARD, AZ 85933-3277
Document Number	0000010064
Map Reference	MB 25 PG 46-49
Instrument Date	May 5, 2022
Instrument	2022-10064
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 933, OVERGAARD, AZ 85933-0933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2890, OVERGAARD, AZ 85933-2890

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2308 BISON RANCH TRL, OVERGAARD, AZ 85933-3277
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002931
Date	Feb 25, 2020
Instrument	2020-02931

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jan 5, 2018
Property Address	2308 BISON RANCH TRL, OVERGAARD, AZ 85933-3277
Document Number	0000000267
Instrument Date	Jan 2, 2018
Instrument	267
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 933 OVERGAARD AZ 859330933, OVERGAARD, AZ 85933-0933

Mortgage

Document Number	268
Date	Jan 5, 2018
Instrument	268

Lender

Name	LUNSMANN BARBARA J TRUST (PT)
Address	38517 N 10TH AVE, PHOENIX, AZ 85086-6359

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 13, 2017
Property Address	2308 BISON RANCH TRL, OVERGAARD, AZ 85933-3277
Document Number	0000001930
Instrument Date	Oct 13, 2016
Instrument	1930
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	38517 N 10TH AVE PHOENIX AZ 850866359, PHOENIX, AZ 85086-6359

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$418,165 (+1.86%) Land $78,760 Building $339,405
2026			$410,521 (+7.56%) Land $75,634 Building $334,887
2025	$2,575.00 (+1.62%)	$38,168 Land $6,157 Building $32,011	$381,684 Land $61,570 Building $320,114
2024	$2,534.00 (+2.59%)
2023	$2,470.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Arizona
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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