2306 Bison Ranch Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2306 Bison Ranch Trl, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	2,514 sqft · built 2008
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Company Names on Record
Last Sale	$740,000 (Jul 2025)
Tax Bill	$2,994 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`206-49-010A`

Property Details

APN / Parcel Number

Primary APN	`206-49-010A`

Interior

Stories	1 Story
Building Area	2,514 sqft Living Area
Gross Area	3,164 sqft
1st Floor Area	2,514 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	650 sqft
Deck Area	Deck Area
Patio Area	767 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2306 BISON RANCH TRL
City	OVERGAARD
State	AZ
Zip	85933-3277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	SECTION 33, T12N, R17E: BISON RANCH:LOT 10-A, PER PLAT 20-3 THRU 6 & AMENDED PLAT 22-14 THRU 17. OUT OF 206-49-010 FOR2003ROLL PER AMENDED #2 PLAT 25- 46 THUR 49 FOR07ROLL
Legal Range	17E
Legal Township	12N
Legal Section	34
Legal Subdivision	BISON RANCH
Legal Lot Number	10-A
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2080
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11819 S 38TH AVE, LAVEEN, AZ 85339-7977
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Jan 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	May 23, 2014 · Amount on Record
Deed Document Number	202510721
Prior Transfer Date	Dec 5, 2006
Prior Transfer Doc	0000003612
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2306 BISON RANCH TRL, OVERGAARD, AZ 85933-3277
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004529
Date	Mar 23, 2020
Instrument	2020-04529

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jan 24, 2019
Property Address	2306 BISON RANCH TRL, OVERGAARD, AZ 85933-3277
Document Number	0000000971
Instrument Date	Jan 21, 2019
Instrument	971
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12683 N VISTOSO VIEW PL ORO VALLEY AZ 857551972, ORO VALLEY, AZ 85755-1972

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$586,816 (+7.16%) Land $42,383 Building $544,433
2025	$2,994.00 (+4.21%)	$54,758 Land $3,313 Building $51,445	$547,587 Land $33,133 Building $514,454
2023	$2,873.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 82% of Arizona
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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