Monroe County property record for 20 Ocean Dr, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 1,214 sqft · built 1969 |
| Lot Size | 0.12 acres (5,263 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $110,000 (Dec 2002) |
| Tax Bill | $1,472 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00555011-005900 |
| Primary APN | 00555011-005900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,214 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,263 sqft (0.12 acres) |
| Lot Dimensions | 90 ft deep x 60 ft wide |
| Garage Area | 280 sqft |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 806 sqft |
| Deck Area | 450 sqft |
| Patio Area | 486 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1681083 |
|---|---|
| Old Parcel Number | 06623900555011005900 |
| Street Address | 20 OCEAN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4034 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | THE HARBORAGE KEY LARGO PB 6-46 LOT 59 AND 1.00% COMMON ELEMENTS OR614-852 OR795-915 OR835-1778 OR1131-819 OR1365-1486/87 |
| Legal Range | 39E |
| Legal Township | 62S |
| Legal Section | 06 |
| Legal Subdivision | HARBORAGE, THE |
| Legal Lot Number | 1,59 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970600 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 20 OCEAN DR, KEY LARGO, FL 33037-4034 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2002 · Amount on Record |
| Deed Sale | Dec 6, 2002 · Amount on Record |
| Prior Sale | Dec 18, 2001 · Amount on Record |
| Deed Document Number | 1337943 |
| Deed Book / Page | 1838 / 1972 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $120,043 (+5.99%) | $285,469 (+16%) Land $241,655 Building $43,814 | |
| 2024 | $1,472.00 (+7.76%) | ||
| 2023 | $1,366.00 (+3.41%) Homeowner's exemption | $113,263 (+3%) | $246,086 (+19.29%) Land $206,420 Building $39,666 |
| 2022 | $1,321.00 Homeowner's exemption | $109,965 | $206,295 Land $165,110 Building $41,185 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Hotwire Communications.
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