19 Ocean Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 19 Ocean Dr, Key Largo, FL 33037

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,008 sqft · built 1972
Lot Size	0.117 acres (5,080 sqft)
Owner	Individual Name on Record
Tax Bill	$3,743 (2024)
Deeds & Mortgages	Feb 2020 Transfer Jul 2019 Loan Modification + 5 more
Flood Zone	Zone AE (high risk)
APN	`00555011-004000`

Property Details

APN / Parcel Number

Primary APN	`00555011-004000`
Alternative APNs	`06623900555011004000` `1680885`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	1,008 sqft
Flooring	Wood
Interior Walls	Plywood

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,080 sqft (0.117 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	432 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	520 sqft
Deck Area	Deck Area
Patio Area	154 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1680885
Street Address	19 OCEAN DR
City	KEY LARGO
State	FL
Zip	33037-4011
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	LT 40 THE HARBORAGE KEY LARGO PB 6-46 OR497-1013 OR854-857 OR855-1530 OR858-540 OR945-931 OR945-832 OR1180-947 OR1286-1484 OR1286-1489AFF OR2863-776LET/ADM OR2889-2141/42 OR2915-2262/63 OR2915-2264/65 OR2915-2266/67 OR2915-2268/69 OR2915-2270/71 OR30
Legal Range	39E
Legal Township	62S
Legal Section	06
Legal Subdivision	HARBORAGE, THE
Legal Lot Number	40
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2004
Census Tract	970600

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 OCEAN DR, KEY LARGO, FL 33037-4011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 26, 2019	Loan Modification, Mortgage · Conventional Mortgage ISLAND HOME LLC
Jul 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 9, 2018	Warranty Deed, Transfer ISLAND HOME LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2020
Deed Sale	Feb 18, 2020
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	20202256243
Deed Book / Page	3009 / 110
Prior Transfer Date	Feb 17, 2020
Prior Transfer Doc	0030090110
Record Updated	Jun 8, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Feb 18, 2020
Property Address	19 OCEAN DR, KEY LARGO, FL 33037-4011
Document Number	0030090110
Book / Page	003009 / 000110
Instrument Date	Feb 17, 2020
Instrument	2256243
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 OCEAN DR KEY LARGO FL 330374011, KEY LARGO, FL 33037-4011

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	19 OCEAN DR, KEY LARGO, FL 33037-4011
Document Number	0029770567
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 S AIRPORT RD TAVERNIER FL 330702426, TAVERNIER, FL 33070-2426

Mortgage

Document Number	0029770567
Date	Jul 29, 2019
Book Page	002977/000567
Instrument	2230434

Lender

Name	ISLAND HOME LLC
Address	88521 OVERSEAS HWY, TAVERNIER, FL 33070-2048

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 28, 2020

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 9, 2018
Property Address	19 OCEAN DR, KEY LARGO, FL 33037-4011
Document Number	0029152268
Book / Page	002915 / 002268
Instrument Date	Jul 3, 2018
Instrument	2176990
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$364.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 S AIRPORT RD TAVERNIER FL 330702426, TAVERNIER, FL 33070-2426

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 9, 2018
Property Address	19 OCEAN DR, KEY LARGO, FL 33037-4011
Document Number	0029152264
Book / Page	002915 / 002264
Instrument Date	Jul 3, 2018
Instrument	2176988
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$364.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 S AIRPORT RD TAVERNIER FL 330702426, TAVERNIER, FL 33070-2426

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 9, 2018
Property Address	19 OCEAN DR, KEY LARGO, FL 33037-4011
Document Number	0029152266
Book / Page	002915 / 002266
Instrument Date	Jul 3, 2018
Instrument	2176989
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$364.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 S AIRPORT RD TAVERNIER FL 330702426, TAVERNIER, FL 33070-2426

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 9, 2018
Property Address	19 OCEAN DR, KEY LARGO, FL 33037-4011
Document Number	0029152262
Book / Page	002915 / 002262
Instrument Date	Jul 3, 2018
Instrument	2176987
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$364.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 S AIRPORT RD TAVERNIER FL 330702426, TAVERNIER, FL 33070-2426

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 9, 2018
Property Address	19 OCEAN DR, KEY LARGO, FL 33037-4011
Document Number	0029152270
Book / Page	002915 / 002270
Instrument Date	Jul 3, 2018
Instrument	2176991
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$364.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 S AIRPORT RD TAVERNIER FL 330702426, TAVERNIER, FL 33070-2426

Mortgage

Document Number	29152272
Date	Jul 9, 2018
Book Page	002915/002272
Instrument	2176992

Lender

Name	ISLAND HOME LLC
Address	88521 OVERSEAS HWY, TAVERNIER, FL 33070-2048

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$425,804 (+8.29%) Land $375,249 Building $50,555	$425,804 (+8.29%) Land $375,249 Building $50,555
2024	$3,743.00 (+6.43%)
2023	$3,517.00 (+13.6%)	$393,207 (+20.67%) Land $344,210 Building $48,997	$393,207 (+20.67%) Land $344,210 Building $48,997
2022	$3,096.00	$325,853 Land $276,163 Building $49,690	$325,853 Land $276,163 Building $49,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 425 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	957 units insured incl. 532 condo units
Nearby Flood Claims	227 (1982–2022)
Claims Outside the SFHA	13 of 227
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 156 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

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