22917 Sterling Manor Loop, Lutz, FL 33549 Property Records

Pasco County property record for 22917 Sterling Manor Loop, Lutz, FL 33549

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,916 sqft · built 1993
Lot Size0.214 acres (9,300 sqft)
OwnerCompany Name on File
Last Sale$218,000 (Aug 2019)
Tax Bill$5,932 (2025)
Deeds & MortgagesOct 2017 Reverse Mortgage
Mar 2020 Sale
+ 5 more
Flood ZoneZone X (minimal risk)
APN31-26-19-0010-00100-0110

Property Details

APN / Parcel Number

Primary APN31-26-19-0010-00100-0110
Alternative APNs
  • 1926310010001000110
  • 0826910

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,916 sqft Living Area
Gross Area2,334 sqft
1st Floor Area1,676 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,300 sqft (0.214 acres)
Garage TypeAttached
Garage Area418 sqft
DrivewayConcrete Driveway
Driveway Area512 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area329 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address22917 STERLING MANOR LOOP
CityLUTZ
StateFL
Zip33549-4146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionWILLOW BEND UNIT A-1 PB 28 PGS 97-99 LOT 11 BLOCK 1
Legal Range19E
Legal Township26S
Legal Section31
Legal SubdivisionWILLOW BEND
Legal Tract10
Legal Block1
Legal Lot Number11
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1016
Census Tract32013

Owner

22917 Sterling Manor Loop is owned by a company that bought it in August 2019.

Source: Pasco County records, as of December 29, 2025

Owner of RecordCompany Name on File
Mailing Address5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2017Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Mar 30, 2020Grant Deed, Transfer
BCHH INC
Aug 29, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Aug 29, 2019Affidavit of Death, Transfer
BCHH TITLE
Sep 29, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Sep 29, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Sep 29, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2019 · Amount on File
Deed SaleAug 29, 2019 · Amount on File
Deed Document Number2019147170
Deed Book / Page9964 / 2741
Prior Transfer DateAug 26, 2019
Prior Transfer Doc0099642738
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address22917 STERLING MANOR LOOP, LUTZ, FL 33549-4146
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096150969
DateOct 6, 2017
Book Page9615/0969
Instrument2017157392
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeMortgage Company
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term930 Months
DueApr 29, 2095
Interest
Rate TypeAdjustable Rate
Rate4.52%
Type Change DateOct 1, 2018
Change FrequencyAnnually
Min Rate At Change2%
Index1-Year LIBOR
Max Rate5%

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASCO FL
Recording DateMar 30, 2020
Property Address22917 STERLING MANOR LOOP, LUTZ, FL 33549-4146
Document Number0100782200
Book / Page010078 / 002200
Instrument DateMar 26, 2020
Instrument54617
Transaction TypeTransfer
Record UpdatedJun 5, 2020
Title CompanyBCHH INC

Transaction

AmountAmount on Record
Tax$3,040.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateAug 29, 2019
Property Address22917 STERLING MANOR LOOP, LUTZ, FL 33549-4146
Document Number0099642741
Book / Page009964 / 002741
Instrument DateAug 26, 2019
Instrument147170
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,526.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

August 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionPASCO FL
Recording DateAug 29, 2019
Property Address22917 STERLING MANOR LOOP, LUTZ, FL 33549-4146
Document Number0099642738
Book / Page009964 / 002738
Instrument DateAug 26, 2019
Instrument147169
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyBCHH TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22917 STERLING MANOR LOOP LUTZ FL 335494146, LUTZ, FL 33549-4146

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address22917 STERLING MANOR LOOP, LUTZ, FL 33549-4146
Document Number0096902788
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedMar 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22917 STERLING MANOR LOOP LUTZ FL 335494146, LUTZ, FL 33549-4146

Mortgage

Document Number0096902788
DateMar 9, 2018
Book Page009690/002788
Instrument40802
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term924 Months
DueMar 8, 2095
Interest
Rate TypeAdjustable Rate
Rate4.52%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address22917 STERLING MANOR LOOP, LUTZ, FL 33549-4146
Document Number0096150985
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22917 STERLING MANOR LOOP LUTZ FL 335494146, LUTZ, FL 33549-4146

Mortgage

Document Number0096150985
DateOct 6, 2017
Book Page009615/000985
Instrument157393
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term936 Months
DueOct 5, 2095
Interest
Rate TypeAdjustable Rate
Rate4.52%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address22917 STERLING MANOR LOOP, LUTZ, FL 33549-4146
Document Number0097313511
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedJul 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22917 STERLING MANOR LOOP LUTZ FL 335494146, LUTZ, FL 33549-4146

Mortgage

Document Number0097313511
DateMay 30, 2018
Book Page009731/003511
Instrument89693
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term924 Months
DueMay 29, 2095
Interest
Rate TypeAdjustable Rate
Rate4.52%

Tax Assessment & Valuation

The 2025 property tax bill for 22917 Sterling Manor Loop was $5,932, up 2.1% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$338,943 (-0.11%) Land $82,221 Building $256,722$338,943 (-0.11%) Land $82,221 Building $256,722
2025$5,932.00 (+2.06%)$339,330 Land $82,221 Building $257,109$339,330 Land $82,221 Building $257,109
2024$5,812.00 (+7.69%)
2023$5,397.00 (+19.61%)$349,970 (+13.22%) Land $66,021 Building $283,949$349,970 (+13.22%) Land $66,021 Building $283,949
2022$4,512.00$309,114 Land $55,221 Building $253,893$309,114 Land $55,221 Building $253,893

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22917 Sterling Manor Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims18 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22917 Sterling Manor Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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