Pasco County property record for 22917 Sterling Manor Loop, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,916 sqft · built 1993 |
| Lot Size | 0.214 acres (9,300 sqft) |
| Owner | Company Name on File |
| Last Sale | $218,000 (Aug 2019) |
| Tax Bill | $5,932 (2025) |
| Deeds & Mortgages | Oct 2017 Reverse Mortgage Mar 2020 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-19-0010-00100-0110 |
| Primary APN | 31-26-19-0010-00100-0110 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,916 sqft Living Area |
| Gross Area | 2,334 sqft |
| 1st Floor Area | 1,676 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,300 sqft (0.214 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 329 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 22917 STERLING MANOR LOOP |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33549-4146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | WILLOW BEND UNIT A-1 PB 28 PGS 97-99 LOT 11 BLOCK 1 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | WILLOW BEND |
| Legal Tract | 10 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 32013 |
22917 Sterling Manor Loop is owned by a company that bought it in August 2019.
Source: Pasco County records, as of December 29, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2017 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Mar 30, 2020 | Grant Deed, Transfer BCHH INC |
| Aug 29, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 29, 2019 | Affidavit of Death, Transfer BCHH TITLE |
| Sep 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Sep 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Sep 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on File |
| Deed Sale | Aug 29, 2019 · Amount on File |
| Deed Document Number | 2019147170 |
| Deed Book / Page | 9964 / 2741 |
| Prior Transfer Date | Aug 26, 2019 |
| Prior Transfer Doc | 0099642738 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 22917 STERLING MANOR LOOP, LUTZ, FL 33549-4146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096150969 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 9615/0969 |
| Instrument | 2017157392 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 930 Months |
| Due | Apr 29, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.52% |
| Type Change Date | Oct 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Mar 30, 2020 |
| Property Address | 22917 STERLING MANOR LOOP, LUTZ, FL 33549-4146 |
| Document Number | 0100782200 |
| Book / Page | 010078 / 002200 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 54617 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | BCHH INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,040.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 29, 2019 |
| Property Address | 22917 STERLING MANOR LOOP, LUTZ, FL 33549-4146 |
| Document Number | 0099642741 |
| Book / Page | 009964 / 002741 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 147170 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,526.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 29, 2019 |
| Property Address | 22917 STERLING MANOR LOOP, LUTZ, FL 33549-4146 |
| Document Number | 0099642738 |
| Book / Page | 009964 / 002738 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 147169 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | BCHH TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22917 STERLING MANOR LOOP LUTZ FL 335494146, LUTZ, FL 33549-4146 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 22917 STERLING MANOR LOOP, LUTZ, FL 33549-4146 |
| Document Number | 0096902788 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22917 STERLING MANOR LOOP LUTZ FL 335494146, LUTZ, FL 33549-4146 |
| Document Number | 0096902788 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 009690/002788 |
| Instrument | 40802 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 924 Months |
| Due | Mar 8, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.52% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 22917 STERLING MANOR LOOP, LUTZ, FL 33549-4146 |
| Document Number | 0096150985 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22917 STERLING MANOR LOOP LUTZ FL 335494146, LUTZ, FL 33549-4146 |
| Document Number | 0096150985 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 009615/000985 |
| Instrument | 157393 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 936 Months |
| Due | Oct 5, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.52% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 22917 STERLING MANOR LOOP, LUTZ, FL 33549-4146 |
| Document Number | 0097313511 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22917 STERLING MANOR LOOP LUTZ FL 335494146, LUTZ, FL 33549-4146 |
| Document Number | 0097313511 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 009731/003511 |
| Instrument | 89693 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 924 Months |
| Due | May 29, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.52% |
The 2025 property tax bill for 22917 Sterling Manor Loop was $5,932, up 2.1% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,943 (-0.11%) Land $82,221 Building $256,722 | $338,943 (-0.11%) Land $82,221 Building $256,722 | |
| 2025 | $5,932.00 (+2.06%) | $339,330 Land $82,221 Building $257,109 | $339,330 Land $82,221 Building $257,109 |
| 2024 | $5,812.00 (+7.69%) | ||
| 2023 | $5,397.00 (+19.61%) | $349,970 (+13.22%) Land $66,021 Building $283,949 | $349,970 (+13.22%) Land $66,021 Building $283,949 |
| 2022 | $4,512.00 | $309,114 Land $55,221 Building $253,893 | $309,114 Land $55,221 Building $253,893 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22917 Sterling Manor Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 18 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22917 Sterling Manor Loop is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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