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22908 Sterling Manor Loop, Lutz, FL 33549 Property Records

Pasco County property record for 22908 Sterling Manor Loop, Lutz, FL 33549

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,981 sqft · built 1993
Lot Size0.198 acres (8,628 sqft)
Owner2 Individual Names on Record
Last Sale$92,400 (Aug 1993)
Tax Bill$2,978 (2025)
Deeds & MortgagesSep 2025 Transfer
Flood ZoneZone X (minimal risk)
APN31-26-19-0010-00300-0100

Property Details

APN / Parcel Number

Primary APN31-26-19-0010-00300-0100
Alternative APNs
  • 1926310010003000100
  • 0827108

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,981 sqft Living Area
Gross Area2,401 sqft
1st Floor Area1,643 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,628 sqft (0.198 acres)
Garage TypeAttached
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area512 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area397 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address22908 STERLING MANOR LOOP
CityLUTZ
StateFL
Zip33549-4119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionWILLOW BEND UNIT A-1 PB 28 PGS 97-99 LOT 10 BLOCK 3
Legal Range19E
Legal Township26S
Legal Section31
Legal SubdivisionWILLOW BEND
Legal Tract10
Legal Block3
Legal Lot Number10
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1017
Census Tract32013

Owner

Source: Pasco County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22908 STERLING MANOR LOOP, LUTZ, FL 33549-4119
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 1993 · Amount on Record
Deed SaleAug 4, 1993 · Amount on Record
Deed Book / Page3181 / 921
Last Transfer DateSep 10, 2025
Transfer Doc0112873175
Record UpdatedJun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPASCO FL
Recording DateSep 25, 2025
Property Address22908 STERLING MANOR LOOP, LUTZ, FL 33549-4119
Document Number0112873175
Book / Page11287 / 3175
Map ReferenceMB 28 PG 97-99
Instrument DateSep 10, 2025
Instrument2025183783
Transaction TypeTransfer
Record UpdatedOct 17, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address22908 STERLING MANOR LOOP, LUTZ, FL 33549-4119

Transferred To (Grantee/Buyer)

NameVerified Name
Address22908 STERLING MANOR LOOP, LUTZ, FL 33549-4119

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$208,790 (+2.9%)$372,160 (-0.11%) Land $81,137 Building $291,023
2025$2,978.00 (+2.58%)$202,910 (+2.9%) Land $81,137 Building $121,773$372,561 (-1.57%) Land $81,137 Building $291,424
2024$2,903.00 (+3.98%) Homeowner's exemption$197,200 (+3%) Land $81,137 Building $116,063$378,486 (+4.97%) Land $81,137 Building $297,349
2023$2,792.00 (+11.41%) Additional exemption filed$191,460 (+3%) Land $65,087 Building $126,373$360,549 (+13.23%) Land $65,087 Building $295,462
2022$2,506.00 Homeowner's exemption$185,890 Land $54,362 Building $131,528$318,427 Land $54,362 Building $264,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims18 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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