22929 Sterling Manor Loop, Lutz, FL 33549 Property Records

Pasco County property record for 22929 Sterling Manor Loop, Lutz, FL 33549

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,988 sqft · built 1992
Lot Size	0.27 acres (11,750 sqft)
Owner	2 Individual Names on File
Last Sale	$238,500 (Feb 2017)
Tax Bill	$3,585 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-26-19-0010-00100-0140`

Property Details

APN / Parcel Number

Primary APN	`31-26-19-0010-00100-0140`
Alternative APNs	`1926310010001000140` `0826913`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,988 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	1,650 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,750 sqft (0.27 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	22929 STERLING MANOR LOOP
City	LUTZ
State	FL
Zip	33549-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	WILLOW BEND UNIT A-1 PB 28 PGS 97-99 LOT 14 BLOCK 1
Legal Range	19E
Legal Township	26S
Legal Section	31
Legal Subdivision	WILLOW BEND
Legal Tract	10
Legal Block	1
Legal Lot Number	14
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1016
Census Tract	32013

Owner

22929 Sterling Manor Loop is owned and occupied by two individuals who acquired it in August 2025.

Source: Pasco County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	22929 STERLING MANOR LOOP, LUTZ, FL 33549-4146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2017 · Amount on File
Deed Sale	Feb 28, 2017 · Amount on File
Prior Sale	Jul 1, 2015 · Amount on File
Deed Document Number	201727489
Deed Book / Page	9502 / 862
Last Transfer Date	Aug 26, 2025
Transfer Doc	0112722397
Record Updated	Jun 8, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Feb 28, 2017
Property Address	22929 STERLING MANOR LOOP, LUTZ, FL 33549-4146
Document Number	0095020862
Book / Page	9502 / 0862
Map Reference	MB28 PG97
Instrument Date	Feb 17, 2017
Instrument	2017027489
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,669.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14178 FENNSBURY DR, 14178, TAMPA, FL 33624-2597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22929 STERLING MANOR LOOP, LUTZ, FL 33549-4146

Mortgage

Document Number	2017027490
Date	Feb 28, 2017
Instrument	2017027490

Lender

Name	FEMBI MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22929 Sterling Manor Loop was $3,585, up 2.5% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,900 (+2.9%)	$375,432 (-0.11%) Land $83,985 Building $291,447
2025	$3,585.00 (+2.52%)	$238,970 Land $83,985 Building $154,985	$375,840 Land $83,985 Building $291,855
2024	$3,497.00 (+3.89%)
2023	$3,366.00 (+11.27%) Additional exemption filed	$225,480 (+3%) Land $67,785 Building $157,695	$364,076 (+13.25%) Land $67,785 Building $296,291
2022	$3,025.00 Homeowner's exemption	$218,920 Land $56,985 Building $161,935	$321,469 Land $56,985 Building $264,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22929 Sterling Manor Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	18 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22929 Sterling Manor Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20