Pasco County property record for 22925 Sterling Manor Loop, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,648 sqft · built 1993 |
| Lot Size | 0.255 acres (11,119 sqft) |
| Owner | Company Name on Record |
| Last Sale | $195,000 (May 2019) |
| Tax Bill | $6,012 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-19-0010-00100-0130 |
| Primary APN | 31-26-19-0010-00100-0130 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| Gross Area | 2,275 sqft |
| 1st Floor Area | 1,648 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,119 sqft (0.255 acres) |
| Garage Area | 418 sqft |
| Driveway | Driveway |
| Driveway Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 209 sqft |
| Patio Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0826912 |
|---|---|
| Old Parcel Number | 1926310010001000130 |
| Street Address | 22925 STERLING MANOR LOOP |
| City | LUTZ |
| State | FL |
| Zip | 33549-4146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | WILLOW BEND UNIT A-1 PB 28 PGS 97-99 LOT 13 BLOCK 1 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | WILLOW BEND |
| Legal Tract | 10 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Legal Unit | A-1 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 32013 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 17, LAND O LAKES, FL 34639-0017 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 2, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITRUS BANK |
| May 10, 2019 | Warranty Deed, Transfer ARROW TITLE COMPANY, ARROW TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on Record |
| Deed Sale | May 10, 2019 · Amount on Record |
| Prior Sale | May 21, 2002 · Amount on Record |
| Deed Document Number | 2019079987 |
| Deed Book / Page | 9904 / 1060 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 22925 STERLING MANOR LOOP, LUTZ, FL 33549-4146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0099321947 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 9932/1947 |
| Instrument | 2019111613 |
| Name | FIRST CITRUS BANK |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 10, 2019 |
| Property Address | 22925 STERLING MANOR LOOP, LUTZ, FL 33549-4146 |
| Document Number | 0099041060 |
| Book / Page | 009904 / 001060 |
| Instrument Date | May 8, 2019 |
| Instrument | 79987 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2019 |
| Title Company | ARROW TITLE COMPANY, ARROW TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | PO BOX 17 LAND O LAKES FL 346390017, LAND O LAKES, FL 34639-0017 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,012.00 (+12.48%) | $363,113 (+3.57%) Land $83,531 Building $279,582 | $363,113 (+3.57%) Land $83,531 Building $279,582 |
| 2023 | $5,345.00 (+19.68%) | $350,610 (+13.12%) Land $67,331 Building $283,279 | $350,610 (+13.12%) Land $67,331 Building $283,279 |
| 2022 | $4,466.00 | $309,950 Land $56,531 Building $253,419 | $309,950 Land $56,531 Building $253,419 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 18 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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