22916 Sterling Manor Loop, Lutz, FL 33549 Property Records

Pasco County property record for 22916 Sterling Manor Loop, Lutz, FL 33549

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,745 sqft · built 1993
Lot Size0.177 acres (7,717 sqft)
OwnerCompany Name on Record
Last Sale$194,000 (May 2014)
Tax Bill$6,172 (2025)
Deeds & MortgagesMay 2019 Loan Modification
May 2019 Transfer
Flood ZoneZone X (minimal risk)
APN31-26-19-0010-00300-0120

Property Details

APN / Parcel Number

Primary APN31-26-19-0010-00300-0120
Alternative APNs
  • 1926310010003000120
  • 0827110

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,745 sqft Living Area
Gross Area2,144 sqft
1st Floor Area1,745 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,717 sqft (0.177 acres)
Garage TypeAttached
Garage Area399 sqft
DrivewayConcrete Driveway
Driveway Area640 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area312 sqft
PorchOpen Porch
Porch Area350 sqft
Deck AreaDeck Area
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address22916 STERLING MANOR LOOP
CityLUTZ
StateFL
Zip33549-4119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionWILLOW BEND UNIT A-1 PB 28 PGS 97-99 LOT 12 BLOCK 3 OR 9036 PG 2130 OR 9144 PG 2538
Legal Range19E
Legal Township26S
Legal Section31
Legal SubdivisionWILLOW BEND
Legal Tract10
Legal Block3
Legal Lot Number12
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1017
Census Tract32013

Owner

Source: Pasco County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
May 3, 2019Loan Modification, Mortgage · Line of Credit
GERMAN AMERICAN CAP
May 3, 2019Quit Claim Deed, Transfer
OS NATIONAL LLC, OS NAT'L LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2014 · Amount on Record
Deed SaleMay 22, 2014 · Amount on Record
Deed Document Number201482587
Deed Book / Page9036 / 2130
Prior Transfer DateDec 7, 2007
Prior Transfer Doc0077090132
Record UpdatedJun 8, 2026

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPASCO FL
Recording DateMay 3, 2019
Property Address22916 STERLING MANOR LOOP, LUTZ, FL 33549-4119
Document Number0099002306
Book / Page009900 / 002306
Instrument DateApr 25, 2019
Instrument75532
Transaction TypeMortgage
Record UpdatedMay 17, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address810 7TH AVE NEW YORK NY 100195818, NEW YORK, NY 10019-5818

Mortgage

Document Number99002306
DateMay 3, 2019
Book Page009900/002306
Instrument75532
Lender
NameGERMAN AMERICAN CAP
TypeFunding / Finance Company
Address60 WALL ST, NEW YORK, NY 10005-2836
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASCO FL
Recording DateMay 3, 2019
Property Address22916 STERLING MANOR LOOP, LUTZ, FL 33549-4119
Document Number0099002233
Book / Page009900 / 002233
Instrument DateApr 25, 2019
Instrument75531
Transaction TypeTransfer
Record UpdatedMay 15, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$370,369 (-0.12%) Land $80,481 Building $289,888$370,369 (-0.12%) Land $80,481 Building $289,888
2025$6,172.00 (+4.31%)$370,804 (+3.4%) Land $80,481 Building $290,323$370,804 (+3.4%) Land $80,481 Building $290,323
2024$5,917.00 (+7.82%)
2023$5,488.00 (+19.59%)$358,598 (+12.91%) Land $64,431 Building $294,167$358,598 (+12.91%) Land $64,431 Building $294,167
2022$4,589.00$317,589 Land $53,706 Building $263,883$317,589 Land $53,706 Building $263,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims18 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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