22909 Sterling Manor Loop, Lutz, FL 33549 Property Records

Pasco County property record for 22909 Sterling Manor Loop, Lutz, FL 33549

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,218 sqft · built 1992
Lot Size0.189 acres (8,241 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Jul 2001)
Tax Bill$2,435 (2025)
Deeds & MortgagesApr 2026 Sale
Apr 2026 Sale
Flood ZoneZone X (minimal risk)
APN31-26-19-0010-00100-0090

Property Details

APN / Parcel Number

Primary APN31-26-19-0010-00100-0090
Alternative APNs
  • 1926310010001000090
  • 0826908

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,218 sqft Living Area
Gross Area2,678 sqft
1st Floor Area1,878 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,241 sqft (0.189 acres)
Garage TypeAttached
Garage Area460 sqft
DrivewayConcrete Driveway
Driveway Area512 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area364 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address22909 STERLING MANOR LOOP
CityLUTZ
StateFL
Zip33549-4146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionWILLOW BEND UNIT A-1 PB 28 PGS 97-99 LOT 9 BLOCK 1 OR 4668 PG 771
Legal Range19E
Legal Township26S
Legal Section31
Legal SubdivisionWILLOW BEND
Legal Tract10
Legal Block1
Legal Lot Number9
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1016
Census Tract32013

Owner

Source: Pasco County assessment roll, APN 31-26-19-0010-00100-0090, as of December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22909 STERLING MANOR LOOP, LUTZ, FL 33549-4146
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 23, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2001 · Amount on Record
Deed SaleJul 17, 2001 · Amount on Record
Prior SaleAug 02, 1996 · Amount on Record
Deed Book / Page4668 / 771
Last Transfer DateApr 21, 2026
Transfer Doc0114063820
Record UpdatedSep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASCO FL
Recording DateApr 23, 2026
Property Address22909 STERLING MANOR LOOP, LUTZ, FL 33549-4146
Document Number0000075210
Book / Page11406 / 3820
Instrument DateApr 21, 2026
Instrument2026.75210
Transaction TypeTransfer
Record UpdatedMay 04, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASCO FL
Recording DateApr 23, 2026
Property Address22909 STERLING MANOR LOOP, LUTZ, FL 33549-4146
Document Number0114063820
Book / Page11406 / 3820
Instrument DateApr 21, 2026
Instrument202675210
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate

Tax Assessment & Valuation

Source: Pasco County assessment roll as of December 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$180,690 (+2.9%)$373,905 (-0.11%) Land $80,858 Building $293,047
2025$2,435.00 (+2.79%) Homeowner's exemption$175,600 (+5.98%) Land $80,858 Building $94,742$374,309 (+3.2%) Land $80,858 Building $293,451
2024$2,369.00 (+4.27%)
2023$2,272.00 (+7.47%) Additional exemption filed$165,690 (+3%) Land $64,808 Building $100,882$362,713 (+13.36%) Land $64,808 Building $297,905
2022$2,114.00 Homeowner's exemption$160,870 Land $54,083 Building $106,787$319,952 Land $54,083 Building $265,869

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010320131, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims18 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 4 claims

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 154 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6511361, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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