Pasco County property record for 22905 Sterling Manor Loop, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,708 sqft · built 1990 |
| Lot Size | 0.22 acres (9,621 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Apr 2017) |
| Tax Bill | $3,787 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-19-0010-00100-0080 |
| Primary APN | 31-26-19-0010-00100-0080 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| Gross Area | 2,708 sqft |
| 1st Floor Area | 1,708 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,621 sqft (0.22 acres) |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Driveway Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 352 sqft |
| Patio Area | 406 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0826907 |
|---|---|
| Old Parcel Number | 1926310010001000080 |
| Street Address | 22905 STERLING MANOR LOOP |
| City | LUTZ |
| State | FL |
| Zip | 33549-4146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | WILLOW BEND UNIT A-1 PB 28 PGS 97-99 LOT 8 BLOCK 1 OR 9533 PG 2211 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | WILLOW BEND |
| Legal Tract | 10 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Legal Unit | A-1 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 32013 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 22905 STERLING MANOR LOOP, LUTZ, FL 33549-4146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 28, 2017 | Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on Record |
| Deed Sale | Apr 28, 2017 · Amount on Record |
| Deed Document Number | 2017064420 |
| Deed Book / Page | 9533 / 2211 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 22905 STERLING MANOR LOOP, LUTZ, FL 33549-4146 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 22905 STERLING MANOR LOOP, LUTZ, FL 33549-4146 |
| Document Number | 0108961133 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 10896/1133 |
| Instrument | 2023176501 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 22905 STERLING MANOR LOOP, LUTZ, FL 33549-4146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 22905 STERLING MANOR LOOP, LUTZ, FL 33549-4146 |
| Document Number | 0105500146 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 10550/146 |
| Instrument | 2022036559 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Apr 28, 2017 |
| Property Address | 22905 STERLING MANOR LOOP, LUTZ, FL 33549-4146 |
| Document Number | 0095332211 |
| Book / Page | 9533 / 2211 |
| Map Reference | MB28 PG97-99 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 2017064420 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | TRUST TITLE SOLUCTIONS LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 598 HICKORY RIDGE TRL, 598, RINGGOLD, GA 30736-7371 |
| Name | Verified Name |
|---|---|
| Address | 22905 STERLING MANOR LOOP, LUTZ, FL 33549-4146 |
| Document Number | 2017064421 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 2017064421 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,787.00 (+6.47%) Homeowner's exemption | $251,020 (+5.98%) Land $81,852 Building $169,168 | $384,066 (+3.16%) Land $81,852 Building $302,214 |
| 2023 | $3,557.00 (+11.23%) Additional exemption filed | $236,850 (+3%) Land $65,802 Building $171,048 | $372,285 (+12.73%) Land $65,802 Building $306,483 |
| 2022 | $3,198.00 Homeowner's exemption | $229,960 Land $55,077 Building $174,883 | $330,239 Land $55,077 Building $275,162 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 18 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures