Hernando County property record for 2256 Rio Cir, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,468 sqft · built 1990 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $13,700 (Sep 1988) |
| Tax Bill | $755 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5090-0514-0030 |
| Primary APN | R32-323-17-5090-0514-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| 1st Floor Area | 1,468 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 131 ft deep x 127 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 374 sqft |
| Deck Area | 64 sqft |
| Patio Area | 40 sqft |
| Utility Building | 238 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00486432 |
|---|---|
| Street Address | 2256 RIO CIR |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-4978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 9 BLK 514 LOT 3 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 19 |
| Legal Subdivision | SPRING HILL UN 9 |
| Legal Block | 514 |
| Legal Lot Number | 3 |
| Legal Unit | 9 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 41106 |
Source: Hernando County assessment roll, APN R32-323-17-5090-0514-0030, as of October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2256 RIO CIR, SPRING HILL, FL 34608-4978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Sep 11, 2018 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 1988 · Amount on Record |
| Deed Sale | Sep 01, 1988 · Amount on Record |
| Deed Document Number | 0007111944 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2256 RIO CIR, SPRING HILL, FL 34608-4978 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2256 RIO CIR, SPRING HILL, FL 34608-4978 |
| Document Number | 0038950571 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 3895/571 |
| Instrument | 2020061374 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2256 RIO CIR, SPRING HILL, FL 34608-4978 |
| Document Number | 0036251367 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2256 RIO CIR SPRING HILL FL 346084978, SPRING HILL, FL 34608-4978 |
| Document Number | 0036251367 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 003625/001367 |
| Instrument | 57647 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 19, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Hernando County assessment roll as of October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $755.00 (+4.57%) Additional exemption filed | $92,323 (+5.99%) | $242,563 (+7.25%) Land $54,561 Building $188,002 |
| 2023 | $87,108 Land $87,108 | ||
| 2022 | $722.00 | $226,176 Land $37,714 Building $188,462 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), as of April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530411061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 387 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
Source: EPA Safe Drinking Water Information System, water system FL6277059, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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