2253 Rio Cir, Spring Hill, FL 34608 Property Records

Hernando County property record for 2253 Rio Cir, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 996 sqft · built 1986
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$225,800 (Feb 2023)
Tax Bill	$2,480 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0513-0290`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0513-0290`
Alternative APNs	`00486414` `486414`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
Gross Area	1,631 sqft
1st Floor Area	996 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	328 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	307 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00486414
Street Address	2253 RIO CIR
City	SPRING HILL
State	FL
Zip	34608-4981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 513 LOT 29
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 9
Legal Block	513
Legal Lot Number	29
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1030
Census Tract	41106

Owner

2253 Rio Cir is owned and occupied by two individuals who bought it in February 2023.

Source: Hernando County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2253 RIO CIR, SPRING HILL, FL 34608-4981
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NFM INC
Feb 1, 2023	Warranty Deed, Transfer · FHA Mortgage NFM INC
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 11, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2023 · Amount on File
Deed Sale	Feb 1, 2023 · Amount on File
Prior Sale	Dec 11, 2019 · Amount on File
Deed Document Number	20236553
Deed Book / Page	4263 / 823
Prior Transfer Date	Feb 27, 2020
Prior Transfer Doc	0038181476
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2253 RIO CIR, SPRING HILL, FL 34608-4981
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2253 RIO CIR, SPRING HILL, FL 34608-4981

Mortgage

Document Number	0042630836
Date	Feb 1, 2023
Book Page	4263/836
Instrument	2023006555

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 1, 2023
Property Address	2253 RIO CIR, SPRING HILL, FL 34608-4981
Document Number	0042630823
Book / Page	4263 / 823
Map Reference	MB 8 PG 38-53
Instrument Date	Jan 25, 2023
Instrument	2023006553
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	TRUSTED TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,580.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13743 BLYTHEWOOD DR, SPRING HILL, FL 34609-0720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2253 RIO CIR, SPRING HILL, FL 34608-4981

Mortgage

Document Number	0042630825
Date	Feb 1, 2023
Book Page	4263/825
Instrument	2023006554

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2253 RIO CIR, SPRING HILL, FL 34608-4981
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2253 RIO CIR, SPRING HILL, FL 34608-4981

Mortgage

Document Number	0040371938
Date	Aug 6, 2021
Book Page	4037/1938
Instrument	2021059161

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Apr 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 16, 2020
Property Address	2253 RIO CIR, SPRING HILL, FL 34608-4981
Document Number	0038181476
Book / Page	003818 / 001476
Instrument Date	Feb 27, 2020
Instrument	17057
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2253 RIO CIR SPRING HILL FL 346084981, SPRING HILL, FL 34608-4981

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 11, 2019
Property Address	2253 RIO CIR, SPRING HILL, FL 34608-4981
Document Number	0037830813
Book / Page	3783 / 0813
Map Reference	MB 8 PG 38-53
Instrument Date	Dec 6, 2019
Instrument	2019077829
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SOUTHERN SECURITY TTL SVCS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4355 ELWOOD RD, 4355, SPRING HILL, FL 34609-2118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2253 RIO CIR, SPRING HILL, FL 34608-4981

Mortgage

Document Number	0003783815
Date	Dec 11, 2019
Instrument	3783/815

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2253 Rio Cir was $2,480.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,480.00	$164,741	$168,424 Land $42,000 Building $126,424
2023		$81,595 (+3%) Land $81,595
2022	$638.00 Homeowner's exemption	$79,218	$145,506 Land $29,000 Building $116,506

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2253 Rio Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2253 Rio Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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