2279 Rio Cir, Spring Hill, FL 34608 Property Records

Hernando County property record for 2279 Rio Cir, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,441 sqft · built 1987
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2021)
Tax Bill	$3,715 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0513-0240`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0513-0240`
Alternative APNs	`00486361` `486361`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,441 sqft Living Area
1st Floor Area	1,441 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	128 ft deep x 83 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00486361
Street Address	2279 RIO CIR
City	SPRING HILL
State	FL
Zip	34608-4981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 513 LOT 24
Legal Range	18E
Legal Township	23S
Legal Section	19
Legal Subdivision	SPRING HILL UN 9
Legal Block	513
Legal Lot Number	24
Legal Unit	9
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1030
Census Tract	41106

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2279 RIO CIR, SPRING HILL, FL 34608-4981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADA STREET PROPERTIES LLC
Jan 29, 2020	Grant Deed, Transfer RESIDENTIAL CAP PTRS SECURED L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Jan 29, 2020 · Amount on Record
Deed Document Number	2021041516
Deed Book / Page	4007 / 1118
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2279 RIO CIR, SPRING HILL, FL 34608-4981
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7301 HAWKS POINT CT, JACKSONVILLE, FL 32222-2815

Mortgage

Document Number	0039291420
Date	Dec 22, 2020
Book Page	3929/1420
Instrument	2020080521

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 3, 2021
Property Address	2279 RIO CIR, SPRING HILL, FL 34608-4981
Document Number	0040071118
Book / Page	4007 / 1118
Map Reference	MB 8 PG 38
Instrument Date	May 4, 2021
Instrument	2021041516
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	GREAT AMERICAN TITLE, GREAT AMERICAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7301 HAWKS POINT CT, 7301, JACKSONVILLE, FL 32222-2815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2279 RIO CIR, SPRING HILL, FL 34608-4981

Mortgage

Document Number	0040071120
Date	Jun 3, 2021
Instrument	4007/1120

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 30, 2020
Property Address	2279 RIO CIR, SPRING HILL, FL 34608-4981
Document Number	0039181087
Book / Page	003918 / 001087
Instrument Date	Nov 18, 2020
Instrument	74851
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$587.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7301 HAWKS POINT CT JACKSONVILLE FL 322222815, JACKSONVILLE, FL 32222-2815

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2279 RIO CIR, SPRING HILL, FL 34608-4981
Document Number	0038680324
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13929 MURIEL AVE HUDSON FL 346671343, HUDSON, FL 34667-1343

Mortgage

Document Number	0038680324
Date	Jul 28, 2020
Book Page	003868/000324
Instrument	45408

Lender

Name	ADA STREET PROPERTIES LLC
Address	PO BOX 1372, TARPON SPRINGS, FL 34688-1372

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jul 27, 2022

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 29, 2020
Property Address	2279 RIO CIR, SPRING HILL, FL 34608-4981
Document Number	0038001560
Book / Page	003800 / 001560
Instrument Date	Jan 24, 2020
Instrument	6078
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	AWS TITLE SERVICES LLC, AWS TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$322.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13929 MURIEL AVE HUDSON FL 346671343, HUDSON, FL 34667-1343

Mortgage

Document Number	38001562
Date	Jan 29, 2020
Book Page	003800/001562
Instrument	6079

Lender

Name	RESIDENTIAL CAP PTRS SECURED L
Address	DALLAS, TX 75219

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,715.00 (+22.53%)	$260,256 (+8.78%) Land $43,768 Building $216,488	$260,256 (+5.92%) Land $43,768 Building $216,488
2023		$239,245 (+3%) Land $26,463 Building $212,782
2022	$3,032.00 Homeowner's exemption	$232,277 Land $24,489 Building $207,788	$245,713 Land $30,221 Building $215,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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