Osceola County property record for 2234 Eldorado Ct, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 90,169 sqft (2.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2022) |
| Tax Bill | $2,234.00 (2025) |
| Primary APN | 182632259700010400 |
|---|
| Lot Area | 90,169 sqft (2.06 acres) |
|---|
| Street Address | 2234 ELDORADO CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9564 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | BAY LAKE RANCH UNIT 1 PB 2 PG 278-280 LOT 40 |
| Legal Subdivision | BAY LAKE RANCH UN 1 |
| Legal Lot Number | 40 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43801 |
Source: Osceola County records · APN 182632259700010400
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 2234 ELDORADO CT, SAINT CLOUD, FL 34771-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Jul 06, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Jan 07, 2022 | Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2022 · Amount on Record |
| Deed Sale | Jan 07, 2022 · Amount on Record |
| Prior Sale | Jan 07, 2022 · Amount on Record |
| Deed Doc Number | 0061241173 |
| Deed Book / Page | 6124 / 1173 |
| Last Transfer Date | Feb 13, 2025 |
| Transfer Doc | 0067400819 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2234 ELDORADO CT, SAINT CLOUD, FL 34771-9564 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2218 ELDORADO CT, SAINT CLOUD, FL 34771-9564 |
| Document Number | 0064360001 |
|---|---|
| Date | Jul 06, 2023 |
| Book Page | 6436/1 |
| Instrument | 2023086770 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jul 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Jul 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 12.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 07, 2022 |
| Property Address | 2234 ELDORADO CT, SAINT CLOUD, FL 34771-9564 |
| Document Number | 0061241173 |
| Book / Page | 6124 / 1173 |
| Map Reference | MB 2 PG 278-280 |
| Instrument Date | Jan 05, 2022 |
| Instrument | 2022003740 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,575.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4203 STORY RD, SAINT CLOUD, FL 34772-9099 |
| Name | Verified Name |
|---|---|
| Address | 3726 EAGLE ISLE CIR, KISSIMMEE, FL 34746-1907 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,234.00 (+88.21%) | $121,000 (+42.35%) Land $121,000 | $121,000 (+42.35%) Land $121,000 |
| 2023 | $1,187.00 (+13.48%) | $85,000 (+6.25%) Land $85,000 | $85,000 (+6.25%) Land $85,000 |
| 2022 | $1,046.00 | $80,000 Land $80,000 | $80,000 Land $80,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 105 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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