2235 Eldorado Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2235 Eldorado Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1997
Square Footage	2,377 sqft Heated Area
Lot Size	107,767 sqft (2.47 acres)
Occupancy	Owner Occupied
Last Sale	$352,000 (2017)
Tax Bill	$6,202.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`102981`
Alternative APN	`182632259700010615`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,377 sqft Heated Area
Gross Area	3,679 sqft Gross Area
1st Floor	1,677 sqft 1st Floor
Upper Floors	700 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	107,767 sqft (2.47 acres)
Depth X Width	550 ft x 196 ft Depth x Width
Parking Spaces	7 Parking Spaces
Garage Type	Finished Garage
Garage Area	504 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	144 sqft Shed
Patio Area	120 sqft Patio
Porch	1 Porch
Stable	640 sqft Stable
Porch Area	798 sqft Porch
Pole Structure	240 sqft Pole Structure

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	102981
Street Address	2235 ELDORADO CT
City	SAINT CLOUD
State	FL
Zip	34771-9565
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNTI 1 PB 2 PG 278-280 LOT 61 LESS N 200 FT 7/26/32
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UN 1
Legal Tract	2597
Legal Block	1
Legal Lot Number	61
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1000
Census Tract	43801

Owner

Source: Osceola County records · APN 102981

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2235 ELDORADO CT, SAINT CLOUD, FL 34771-9565
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2017 · Amount on Record
Deed Sale	Aug 03, 2017 · Amount on Record
Prior Sale	Nov 09, 2015 · Amount on Record
Deed Doc Number	2017112314
Deed Book / Page	5188 / 2836
Record Refreshed	Jun 08, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 03, 2017
Property Address	2235 ELDORADO CT, SAINT CLOUD, FL 34771-9565
Document Number	0051882836
Book / Page	5188 / 2836
Map Reference	MB2 PG278-280
Instrument Date	Jul 07, 2017
Instrument	2017112314
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,464.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4801 ROBIN DR, 4801, SAINT CLOUD, FL 34772-8330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2235 ELDORADO CT, SAINT CLOUD, FL 34771-9565
Investor	Possibly a Property Investor

Mortgage

Document Number	0051882838
Date	Aug 03, 2017
Book Page	5188/2838
Instrument	2017112315

Lender

Name	CHAMPIONS MORTGAGE LLC
Type	Mortgage Company
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,202.00 (+6.56%) Homeowner's exemption	$437,102 (+5.99%)	$569,800 (+24.87%) Land $121,000 Building $448,800
2023	$5,820.00 (+3.72%) Homeowner's exemption	$412,412 (+3%)	$456,300 (+13.96%) Land $91,800 Building $364,500
2022	$5,611.00 Homeowner's exemption	$400,400 Land $86,400 Building $314,000	$400,400 Land $86,400 Building $314,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 89% of the US · above 83% of Florida
Wildfire Likelihood	About 1 in 90 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.