2223 Eldorado Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2223 Eldorado Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	2,520 sqft Heated Area
Lot Size	130,636 sqft (2.99 acres)
Occupancy	Owner Occupied
Last Sale	$451,000 (2021)
Tax Bill	$5,104.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`102978`
Alternative APN	`182632259700010600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,520 sqft Heated Area
Gross Area	2,872 sqft Gross Area
1st Floor	2,520 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	130,636 sqft (2.99 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Shed	1 Shed
Shed Area	484 sqft Shed
Porch	Open Porch
Porch Area	30 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	102978
Street Address	2223 ELDORADO CT
City	SAINT CLOUD
State	FL
Zip	34771-9565
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT 1 PB 2 PG 278-280 N 237.6 FT OF LOT 60
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UN 1
Legal Tract	2597
Legal Block	1
Legal Lot Number	60
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1000
Census Tract	43801

Owner

Source: Osceola County records · APN 102978

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2223 ELDORADO CT, SAINT CLOUD, FL 34771-9565
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 07, 2021 · Amount on Record
Deed Sale	Oct 07, 2021 · Amount on Record
Prior Sale	Feb 24, 2003 · Amount on Record
Deed Doc Number	2021156039
Deed Book / Page	6060 / 1642
Record Refreshed	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 07, 2021
Property Address	2223 ELDORADO CT, SAINT CLOUD, FL 34771-9565
Document Number	0060601642
Book / Page	6060 / 1642
Map Reference	MB 2 PG 278-280
Instrument Date	Aug 31, 2021
Instrument	2021156039
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,157.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	769 BLACK LAKE RD, 769, THOMASVILLE, NC 27360-9088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2223 ELDORADO CT, SAINT CLOUD, FL 34771-9565

Mortgage

Document Number	60601644
Date	Oct 07, 2021
Instrument	6060/1644

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,104.00 (+6.87%) Homeowner's exemption	$357,848 (+5.99%)	$477,100 (+27.16%) Land $121,000 Building $356,100
2023	$4,776.00 (+3.92%) Homeowner's exemption	$337,634 (+3%)	$375,200 (+14.46%) Land $91,800 Building $283,400
2022	$4,596.00 Homeowner's exemption	$327,800 Land $86,400 Building $241,400	$327,800 Land $86,400 Building $241,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	High above 89% of the US · above 83% of Florida
Wildfire Likelihood	About 1 in 90 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.