2240 Eldorado Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2240 Eldorado Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2004
Square Footage	2,666 sqft Heated Area
Lot Size	106,461 sqft (2.44 acres)
Occupancy	Owner Occupied
Last Sale	$49,000 (2003)
Tax Bill	$3,567.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`102956`
Alternative APN	`182632259700010380`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,666 sqft Heated Area
Gross Area	3,572 sqft Gross Area
1st Floor	2,666 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	106,461 sqft (2.44 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Garage Area	575 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	256 sqft Shed
Porch	Open Porch
Porch Area	331 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	102956
Street Address	2240 ELDORADO CT
City	SAINT CLOUD
State	FL
Zip	34771-9564
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT 1 PB 2 PG 278-280 LOT 38
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UN 1
Legal Tract	2597
Legal Block	1
Legal Lot Number	38
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1001
Census Tract	43801

Owner

Source: Osceola County records · APN 102956

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	2240 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2003 · Amount on Record
Deed Sale	Sep 30, 2003 · Amount on Record
Prior Sale	Apr 16, 1997
Deed Doc Number	0234901830
Deed Book / Page	02349 / 01830
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Jul 16, 2026
Property Address	2240 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Document Number	0000093328
Book / Page	7005 / 296
Instrument Date	Jun 30, 2026
Instrument	202693328
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	DATA SEARCH INC, DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2240 ELDORADO CT, SAINT CLOUD, FL 34771-9564

Mortgage

Document Number	0000093328,
Date	Jul 16, 2026
Book Page	7005/296
Instrument	202693328

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,567.00 (+7.63%) Homeowner's exemption	$246,910 (+5.99%)	$603,100 (+26.46%) Land $121,000 Building $482,100
2023	$3,314.00 (+4.35%) Homeowner's exemption	$232,964 (+3%)	$476,900 (+15.25%) Land $91,800 Building $385,100
2022	$3,176.00 Homeowner's exemption	$226,179	$413,800 Land $86,400 Building $327,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	About 1 in 105 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.