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2224 Eldorado Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2224 Eldorado Ct, Saint Cloud, FL 34771 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2021
Square Footage3,645 sqft Living Area
Lot Size89,994 sqft (2.06 acres)
OccupancyOwner Occupied
Last Sale$95,000 (2020)
Tax Bill$9,859.00 (2025)

Property Details

APN / Parcel Number

Primary APN18-26-32-2597-0001-0430
Alternative APNs
  • 263218259700010430
  • 102961

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area3,645 sqft Living Area
Gross Area5,857 sqft Gross Area
1st Floor3,645 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area89,994 sqft (2.06 acres)
Garage TypeAttached Garage
Garage Area1,144 sqft Garage

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address2224 ELDORADO CT
CitySAINT CLOUD
StateFL
Zip34771-9564
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT 1 PB 2 PG 278-280 LOT 43
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UNIT 1
Legal Tract2597
Legal Block430
Legal Lot Number43
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1003
Census Tract43801

Owner

Source: Osceola County records · APN 18-26-32-2597-0001-0430

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2224 ELDORADO CT, SAINT CLOUD, FL 34771-9564
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 27, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CENTENNIAL BANK
Oct 02, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 2020 · Amount on Record
Deed SaleMay 27, 2020 · Amount on Record
Prior SaleOct 02, 2019 · Amount on Record
Deed Doc Number202068294
Deed Book / Page5727 / 1808
Record RefreshedSep 20, 2026

May 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 27, 2020
Property Address2224 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Document Number0057271808
Book / Page5727 / 1808
Map ReferenceMB 2 PG 278-280
Instrument DateMay 22, 2020
Instrument2020068294
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 01, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$665.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

NameVerified Name
Address1526 SW 65TH AVE, WEST MIAMI, FL 33144-5656
InvestorPossibly a Property Investor

Mortgage

Document Number0057271809
DateMay 27, 2020
Instrument5727/1809
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueJun 01, 2051
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateJun 01, 2026
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change6.12%
Index52-Week T-Bill (1-Year)
Max Rate10.1%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 02, 2019
Property Address2224 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Document Number0055991574
Book / Page005599 / 001574
Instrument DateSep 03, 2019
Instrument127497
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$665.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1136 NEW YORK AVE ST CLOUD FL 347693782, ST CLOUD, FL 34769-3782

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,859.00 (+6.03%) Homeowner's exemption$701,066 (+5.99%)$941,500 (+25.95%) Land $110,000 Building $831,500
2023$9,298.00 (+3.41%) Homeowner's exemption$661,466 (+3%)$747,500 (+16.4%) Land $85,000 Building $662,500
2022$8,991.00 Homeowner's exemption$642,200 Land $80,000 Building $562,200$642,200 Land $80,000 Building $562,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire LikelihoodAbout 1 in 105 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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