2230 Eldorado Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2230 Eldorado Ct, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 1989
Square Footage	3,241 sqft Living Area
Lot Size	90,169 sqft (2.07 acres)
Occupancy	Owner Occupied
Last Sale	$505,000 (2021)
Tax Bill	$3,858.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`18-26-32-2597-0001-0410`
Alternative APNs	`263218259700010410` `102959`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,241 sqft Living Area
Gross Area	7,402 sqft Gross Area
1st Floor	3,241 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	90,169 sqft (2.07 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	1,573 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	512 sqft Pool
Deck Area	784 sqft Deck
Patio Area	1,125 sqft Patio
Stable	800 sqft Stable
Porch Area	340 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	Central Heating

Location & Zoning

Street Address	2230 ELDORADO CT
City	SAINT CLOUD
State	FL
Zip	34771-9564
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT 1 PB 2 PG 278-280 LOT 41
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UNIT 1
Legal Tract	2597
Legal Block	410
Legal Lot Number	41
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1003
Census Tract	43801

Owner

Source: Osceola County records · APN 18-26-32-2597-0001-0410

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2230 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 06, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jun 03, 2021	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Nov 13, 2020	Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC
Nov 13, 2020	Correction Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC
Nov 13, 2020	Correction Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC
Nov 13, 2020	Correction Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC
Nov 13, 2020	Correction Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC
Nov 13, 2020	Correction Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC
Nov 13, 2020	Correction Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC
Nov 13, 2020	Correction Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2021 · Amount on Record
Deed Sale	Jun 03, 2021 · Amount on Record
Prior Sale	Nov 13, 2020 · Amount on Record
Deed Doc Number	202186640
Deed Book / Page	5973 / 363
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	0059730363
Record Refreshed	Jun 08, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2230 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Transaction Type	Mortgage
Record Updated	Aug 01, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053460461
Date	Jun 06, 2018
Book Page	5346/0461
Instrument	2018087970

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 03, 2021
Property Address	2230 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Document Number	0059730363
Book / Page	5973 / 363
Map Reference	MB 2 PG 278-280
Instrument Date	May 28, 2021
Instrument	2021086640
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Rounded Values by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4203 STORY RD, 4203, SAINT CLOUD, FL 34772-9099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2230 ELDORADO CT, SAINT CLOUD, FL 34771-9564

Mortgage

Document Number	0005973365
Date	Jun 03, 2021
Instrument	5973/365

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 13, 2020
Property Address	2230 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Document Number	0058322845
Book / Page	005832 / 002845
Instrument Date	Nov 12, 2020
Instrument	156026
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

Amount	Amount Recorded
Tax	$250.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 STORY RD ST CLOUD FL 347729099, ST CLOUD, FL 34772-9099

November 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 13, 2020
Property Address	2230 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Document Number	0058322853
Book / Page	005832 / 002853
Instrument Date	Nov 12, 2020
Instrument	156030
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

Amount	Amount Recorded
Tax	$250.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 STORY RD ST CLOUD FL 347729099, ST CLOUD, FL 34772-9099
Investor	Possibly a Property Investor

November 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 13, 2020
Property Address	2230 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Document Number	0058322855
Book / Page	005832 / 002855
Instrument Date	Nov 12, 2020
Instrument	156031
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

Amount	Amount Recorded
Tax	$250.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 STORY RD ST CLOUD FL 347729099, ST CLOUD, FL 34772-9099
Investor	Possibly a Property Investor

November 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 13, 2020
Property Address	2230 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Document Number	0058322847
Book / Page	005832 / 002847
Instrument Date	Nov 12, 2020
Instrument	156027
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

Amount	Amount Recorded
Tax	$250.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 STORY RD ST CLOUD FL 347729099, ST CLOUD, FL 34772-9099
Investor	Possibly a Property Investor

November 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 13, 2020
Property Address	2230 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Document Number	0058322857
Book / Page	005832 / 002857
Instrument Date	Nov 08, 2020
Instrument	156032
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

Amount	Amount Recorded
Tax	$250.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 STORY RD ST CLOUD FL 347729099, ST CLOUD, FL 34772-9099
Investor	Possibly a Property Investor

November 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 13, 2020
Property Address	2230 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Document Number	0058322859
Book / Page	005832 / 002859
Instrument Date	Nov 06, 2020
Instrument	156033
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

Amount	Amount Recorded
Tax	$250.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 STORY RD ST CLOUD FL 347729099, ST CLOUD, FL 34772-9099
Investor	Possibly a Property Investor

November 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 13, 2020
Property Address	2230 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Document Number	0058322851
Book / Page	005832 / 002851
Instrument Date	Nov 06, 2020
Instrument	156029
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

Amount	Amount Recorded
Tax	$250.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 STORY RD ST CLOUD FL 347729099, ST CLOUD, FL 34772-9099
Investor	Possibly a Property Investor

November 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 13, 2020
Property Address	2230 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Document Number	0058322849
Book / Page	005832 / 002849
Instrument Date	Nov 05, 2020
Instrument	156028
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

Amount	Amount Recorded
Tax	$250.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 STORY RD ST CLOUD FL 347729099, ST CLOUD, FL 34772-9099
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,625.00 (+97.64%) Homeowner's exemption	$539,785 (+102.81%)	$809,200 (+177.79%) Land $110,000 Building $699,200
2024	$3,858.00 (+2.14%)
2023	$3,777.00 (+4.16%) Homeowner's exemption	$266,152 (+3%)	$291,300 (+12.73%) Land $85,000 Building $206,300
2022	$3,626.00 Homeowner's exemption	$258,400 Land $80,000 Building $178,400	$258,400 Land $80,000 Building $178,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	About 1 in 105 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

2230 Eldorado Ct, Saint Cloud, FL 34771 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Correction Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Correction Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Correction Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Correction Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Correction Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Correction Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Correction Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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