2232 Lauren Way, Hernando, MS 38632 Property Records

DeSoto County property record for 2232 Lauren Way, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,175 sqft · built 2024
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$808,640 (Dec 2024)
Tax Bill	$4,260 (2025)
Deeds & Mortgages	Jan 2024 Construction Loan Dec 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-8-33-04-0-00041-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-8-33-04-0-00041-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,175 sqft Adjusted Area
1st Floor Area	2,978 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	66,211 sqft (1.52 acres)

Location & Zoning

Street Address	2232 LAUREN WAY
City	HERNANDO
State	MS
Zip	38632-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	ESTATES OF GRAYS VALLEY SEC C LOT 41
Legal Range	007
Legal Township	03S
Legal Section	33
Legal Subdivision	ESTATES OF GRAYS VALLEY
Legal Lot Number	41
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2038
Census Tract	71002

Owner

Source: DeSoto County records, as of March 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2232 LAUREN WAY, HERNANDO, MS 38632-1454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANCORP BANK
Dec 30, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Jan 5, 2024
Deed Book / Page	1024 / 24154
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2232 LAUREN WAY, HERNANDO, MS 38632-1454
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 851, OLIVE BRANCH, MS 38654-0851

Mortgage

Document Number	05661/1780
Date	Jan 5, 2024
Book Page	5661/1780

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	ARKADELPHIA, AR 71923

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 3, 2025

December 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 30, 2024
Property Address	2232 LAUREN WAY, HERNANDO, MS 38632-1454
Document Number	1024/24154
Book / Page	1024 / 24154
Map Reference	MB 149 PG 6
Instrument Date	Dec 30, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 851, OLIVE BRANCH, MS 38654-0851

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2232 LAUREN WAY, HERNANDO, MS 38632-1454
Investor	Possibly a Property Investor

Mortgage

Document Number	5661130724
Date	Dec 30, 2024
Instrument	5661/130724

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,260.00	$51,032 Land $5,000 Building $46,032	$510,322 Land $50,000 Building $460,322

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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