2142 Lauren Way, Hernando, MS 38632 Property Records

DeSoto County property record for 2142 Lauren Way, Hernando, MS 38632

Property Summary

Property Type	Vacant Land
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$378,784 (Apr 2026)
Tax Bill	$469 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2025 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-8-33-04-0-00039-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-8-33-04-0-00039-00`

Exterior

Lot Area	91,476 sqft (2.1 acres)

Location & Zoning

Street Address	2142 LAUREN WAY
City	HERNANDO
State	MS
Zip	38632-1455
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	A
Legal Description	ESTATES OF GRAYS VALLEY SEC C LOT 39
Legal Range	007
Legal Township	03S
Legal Section	33
Legal Subdivision	ESTATES OF GRAYS VALLEY
Legal Lot Number	39
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2038
Census Tract	71002

Owner

Source: DeSoto County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2142 LAUREN WAY, HERNANDO, MS 38632-1455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed · Conventional Mortgage EAGLE BANK AND TRUST COMPANY
Aug 29, 2025	Quit Claim Deed, Transfer · Construction Mortgage STORY BANK
Jun 18, 2025	Warranty Deed, Transfer FIRST COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Aug 29, 2025 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1026 / 5616
Record Updated	Jun 8, 2026

April 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 2, 2026
Property Address	2142 LAUREN WAY, HERNANDO, MS 38632-1455
Document Number	01026/5616
Book / Page	1026 / 5616
Instrument Date	Mar 31, 2026
Record Updated	Apr 22, 2026
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2142 LAUREN WAY, HERNANDO, MS 38632-1455

Mortgage

Document Number	5663035414,
Date	Apr 2, 2026
Book Page	5663/35414

Lender

Name	EAGLE BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 29, 2025
Property Address	2142 LAUREN WAY, HERNANDO, MS 38632-1455
Document Number	1025/16615
Book / Page	1025 / 16615
Map Reference	MB 149 PG 6
Instrument Date	Aug 29, 2025
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2335 OUSE VALLEY LN, HERNANDO, MS 38632-5602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2335 OUSE VALLEY LN, HERNANDO, MS 38632-5602

Mortgage

Document Number	0566288849
Date	Aug 29, 2025
Instrument	5662/88849

Lender

Name	STORY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 18, 2025
Property Address	2142 LAUREN WAY, HERNANDO, MS 38632-1455
Document Number	1025/11821
Book / Page	1025 / 11821
Map Reference	MB 149 PG 6
Instrument Date	Jun 17, 2025
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1947 ROYAL LN, HERNANDO, MS 38632-7552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2335 OUSE VALLEY LN, HERNANDO, MS 38632-5602

Mortgage

Document Number	0566260072
Date	Jun 18, 2025
Instrument	5662/60072

Lender

Name	FIRST COMMERCE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 17, 2026

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$469.00	$5,625 Land $5,625	$37,500 Land $37,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 64% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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