DeSoto County property record for 2245 Lauren Way, Hernando, MS 38632
| Property Type | Vacant Land |
|---|---|
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $469 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-8-33-04-0-00071-00 |
| Primary APN | 3-07-8-33-04-0-00071-00 |
|---|
| Lot Area | 67,082 sqft (1.54 acres) |
|---|
| Street Address | 2245 LAUREN WAY |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1454 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | A |
| Legal Description | ESTATES OF GRAYS VALLEY SEC C LOT 71 |
| Legal Subdivision | ESTATES OF GRAYS VALLEY |
| Legal Lot Number | 71 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 71002 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 851, OLIVE BRANCH, MS 38654-0851 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0001024357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 24, 2026 |
| Property Address | 2245 LAUREN WAY, HERNANDO, MS 38632-1454 |
| Document Number | 5663108430 |
| Book / Page | 5663 / 108430 |
| Instrument Date | Sep 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 779 RED BANKS RD S, BYHALIA, MS 38611-7212 |
| Document Number | 5663108430, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 5663/108430 |
| Name | SOUTHERN BANCORP |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 23, 2027 |
| Max Rate | -1% |
|---|
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $469.00 | $5,625 Land $5,625 | $37,500 Land $37,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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